AKSIYADORLIK-TIJORAT BANKI "UNIVERSAL BANK"

КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ПЕРВОГО КВАРТАЛА 2019 ГОДА

Дата раскрытия: 24.04.2019

Дата опубликования модератором*: 24.04.2019

1	NAME OF THE ISSUER:
	Full	Aksiyadorlik-tijorat banki "Universal bank"
	Short:	ATB "Universal bank"
	Name of stock exchange ticker:	UNVB
2	CORPORATE NEWS
	Location:	Ферганская область, г. Коканд, ул.Шохрухобод
	Postal address:	150700, Ферганская область, г. Коканд, ул.Шохрухобод
	E-mail address:	info@universalbank.uz
	Official Website:	www.universalbank.uz
3	БАНКОВСКИЕ РЕКВИЗИТЫ
	Наименование обслуживающего банка:	АКБ "Универсал банк"
	Current account:	29896000
	MFI:	973
4	РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА
	присвоенные регистрирующим органом:
	присвоенные органом государственной налоговой службы (ИНН):	203556638
	присвоенные органами государственной статистики
	КФС:	144
	ОКПО:	18017857
	ОКОНХ:	96120
	СОАТО:	1730405

5	Balance sheet
	Категории	тыс. сум.
	ASSETS
	1. Cash and other payment documents	14816187.00
	2. Due from Central Bank of Uzbekistan	58317264.00
	3. Due from other banks	2686387.00
	4. Trade accounts
	a. Securities
	b. Precious metals, coins, stones
	c. Less: Reserves for possible losses on purchase and sale accounts
	d. Net purchase and sale accounts
	5 а. Investments	3991714.00
	b. Less: Reserves for possible losses on investments	345032.00
	c. Net investments	3646682.00
	6. Securities purchased under REPO agreement
	7. Loans and leasing transactions
	а. Gross loans	297581982.00
	b. Gross leasing transactions	2124686.00
	c. Less: Reserves for possible losses on loans and leasing transactions	792006.00
	d. Net loans and leasing transactions	298833663.00
	8 а. Purchased commercial notes
	b. Less: Reserves for possible losses on purchased commercial notes
	c. Net purchased commercial papers
	9. Liabilities of customers on financial instruments
	10. Net fixed assets	29475732.00
	11. Due accrued interest	4532235.00
	12. Other owned property of the bank
	а. Investments in real estate
	b. Other assets acquired during credit settlements	1114836.00
	c. Less: Reserves for possible losses on other own property of the bank	1114836.00
	d. Net other owned property of the bank
	13. Other assets	17547933.00
	14. Total assets	429856083.00
	LIABILITIES AND EQUITY
	LIABILITIES
	15. Demand deposits	146269004.00
	16.Savings deposits	2700691.00
	17. Term deposits	118968934.00
	18. Due to Central Bank of Uzbekistan
	19. Due to other banks	12737699.00
	20. Securities sold under REPO agreement
	21. Due loans and leasing operations	20011358.00
	22. Subordinated debt obligations
	23. Due accrued interests	534766.00
	24. Other liabilities	13091444.00
	25. Total liabilities	314313896.00
	EQUITY
	26. Authorized capital
	а. Ordinary shares	100000000.00
	b. Privileged stocks
	27. Additional paid-in capital	72333.00
	28. Reserve capital
	а. Reserve fund for general purposes	2245638.00
	а.1.out of which:, reserves created on standard assets	1043303.00
	b. Reserve for devaluation
	c. Other reserves and funds	2564112.00
	29. Retained profit	9616801.00
	30. Total equity	115542187.00
	31. Total liabilities and equity	429856083.00

6	Report on financial results
	Категории	тыс. сум.
	1. INTEREST INCOME
	a. Interest income in accounts at the Central Bank of Uzbekistan
	b. Interest income in accounts at other banks	133191.00
	c. Interest income on purchased commercial notes
	d. Interest income on investments
	e. Interest income on securities’ purchase and sale accounts
	f. Interest income on customer liabilities
	g. Interest income on customers liabilities on the outstanding acceptances of the bank
	h. Interest, discount (discounts) and contributions on credit and leasing transactions	15154158.00
	i. Interest income on purchased securities under REPO agreements
	j. Other interest income	2806779.00
	k. Total interest income	18094127.00
	2. INTEREST EXPENSES
	а. Interest expenses on demand deposits
	b. Interest expenses on savings deposits	69557.00
	c. Interest expenses on term deposits	3974490.00
	d. Interest expenses due to the Central Bank of Uzbekistan
	e. Interest expenses due to other banks	130741.00
	f. Total interest expenses on deposits	4174788.00
	g. Due interest expenses on loans	23.00
	h. Interest expenses on sold securities under REPO agreements
	i. Other interest expenses	2806779.00
	j. Total interest expenses on liabilities	2806802.00
	k. Total interest expenses	6981590.00
	3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING	11112537.00
	а. Less: Estimation of possible losses on loans and leasing	1901311.00
	b. Net interest income after estimation of possible losses on loans and leasing	9211226.00
	4. NON-INTEREST INCOME
	a. Income on commission and fees for services	3546246.00
	b. Profit in foreign currency	654514.00
	c. Profit on commercial operations
	d. Profit and dividends on investments
	e. Other non-interest income	326021.00
	f. Total non-interest income	4526781.00
	5. NON-INTEREST EXPENSES
	а. Expenses on commission and fees for service	727393.00
	b. Losses in foreign currency	225249.00
	c. Losses on purchase and sale accounts
	d. Losses from investments
	e. Other non-interest expenses
	f. Total non-interest expenses	952642.00
	6. NET INCOME BEFORE OPERATING EXPENSES	12785365.00
	7. OPERATING EXPENSES
	а. Salaries and other expenses for employees	4417967.00
	b. Lease and maintenance	1697094.00
	c. Assignment and transportation expenses	75716.00
	d. Administrative expenses	623407.00
	e. Representation and charity	46487.00
	f. Depreciation	554650.00
	g. Insurance, taxes and other expenses	518804.00
	h. Total operating expenses	7934125.00
	8. ESTIMATION OF NON-LOAN LOSSES
	9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS	4851240.00
	а. Estimation of income tax	1063828.00
	10. INCOME BEFORE AMENDMENTS	3787412.00
	а. Net unexpected income or loss
	b. Other net adjustments to profit
	11. NET PROFIT (LOSS)	3787412.00

7	Responsible persons
	Full name of the Executive body’s Head:	Туракулов Зафаржон Кодирович
	Full name of the chief accountant:	Пулатов Орифжон Абдалиевич
	Full name of authorized person, who published information on the website:	Назиров Икболжон Саипназарович

Issuer is responsibe for the accuracy and completeness of information published on the portal by him

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