AKSIYADORLIK-TIJORAT BANKI "UNIVERSAL BANK"

КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ПЕРВОГО КВАРТАЛА 2018 ГОДА

Дата раскрытия: 20.04.2018

1	NAME OF THE ISSUER:
	Full	Aksiyadorlik-tijorat banki "Universal bank"
	Short:	ATB "Universal bank"
	Name of stock exchange ticker:	UNVB
2	CORPORATE NEWS
	Location:	Ферганская область, г. Коканд, ул.Шохрухобод
	Postal address:	150700, Ферганская область, г. Коканд, ул.Шохрухобод
	E-mail address:	info@universalbank.uz
	Official Website:	www.universalbank.uz
3	БАНКОВСКИЕ РЕКВИЗИТЫ
	Наименование обслуживающего банка:	АКБ "Универсал банк"
	Current account:	29896000
	MFI:	973
4	РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА
	присвоенные регистрирующим органом:
	присвоенные органом государственной налоговой службы (ИНН):	203556638
	присвоенные органами государственной статистики
	КФС:	144
	ОКПО:	18017857
	ОКОНХ:	96120
	СОАТО:	1730405

5	Balance sheet
	Категории	тыс. сум.
	ASSETS
	1. Cash and other payment documents		14998940.00
	2. Due from Central Bank of Uzbekistan		47994797.00
	3. Due from other banks		18264563.00
	4. Trade accounts
	a. Securities
	b. Precious metals, coins, stones
	c. Less: Reserves for possible losses on purchase and sale accounts
	d. Net purchase and sale accounts
	5 а. Investments	4662889.00
	b. Less: Reserves for possible losses on investments
	c. Net investments		4662889.00
	6. Securities purchased under REPO agreement
	7. Loans and leasing transactions
	а. Gross loans	101498673.00
	b. Gross leasing transactions	2092107.00
	c. Less: Reserves for possible losses on loans and leasing transactions	92079.00
	d. Net loans and leasing transactions		103498701.00
	8 а. Purchased commercial notes
	b. Less: Reserves for possible losses on purchased commercial notes
	c. Net purchased commercial papers
	9. Liabilities of customers on financial instruments
	10. Net fixed assets		23019145.00
	11. Due accrued interest		1641145.00
	12. Other owned property of the bank
	а. Investments in real estate
	b. Other assets acquired during credit settlements
	c. Less: Reserves for possible losses on other own property of the bank
	d. Net other owned property of the bank
	13. Other assets		10216425.00
	14. Total assets		224296605.00
	LIABILITIES AND EQUITY
	LIABILITIES
	15. Demand deposits		79149656.00
	16.Savings deposits		2821803.00
	17. Term deposits		97898255.00
	18. Due to Central Bank of Uzbekistan
	19. Due to other banks		3253271.00
	20. Securities sold under REPO agreement
	21. Due loans and leasing operations		2031.00
	22. Subordinated debt obligations
	23. Due accrued interests		498968.00
	24. Other liabilities		5392018.00
	25. Total liabilities		189016002.00
	EQUITY
	26. Authorized capital
	а. Ordinary shares		24173230.00
	b. Privileged stocks
	27. Additional paid-in capital		72333.00
	28. Reserve capital
	а. Reserve fund for general purposes		2003629.00
	а.1.out of which:, reserves created on standard assets		1043303.00
	b. Reserve for devaluation
	c. Other reserves and funds		2007429.00
	29. Retained profit		5980679.00
	30. Total equity		35280603.00
	31. Total liabilities and equity		224296605.00

6	Report on financial results
	Категории	тыс. сум.
	1. INTEREST INCOME
	a. Interest income in accounts at the Central Bank of Uzbekistan
	b. Interest income in accounts at other banks	121892.00
	c. Interest income on purchased commercial notes
	d. Interest income on investments
	e. Interest income on securities’ purchase and sale accounts
	f. Interest income on customer liabilities
	g. Interest income on customers liabilities on the outstanding acceptances of the bank
	h. Interest, discount (discounts) and contributions on credit and leasing transactions	4719634.00
	i. Interest income on purchased securities under REPO agreements
	j. Other interest income	227114.00
	k. Total interest income	5068640.00
	2. INTEREST EXPENSES
	а. Interest expenses on demand deposits
	b. Interest expenses on savings deposits	107460.00
	c. Interest expenses on term deposits	1836782.00
	d. Interest expenses due to the Central Bank of Uzbekistan
	e. Interest expenses due to other banks	214418.00
	f. Total interest expenses on deposits	2158660.00
	g. Due interest expenses on loans	30.00
	h. Interest expenses on sold securities under REPO agreements
	i. Other interest expenses	228055.00
	j. Total interest expenses on liabilities	228085.00
	k. Total interest expenses	2386745.00
	3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING	2681895.00
	а. Less: Estimation of possible losses on loans and leasing	890419.00
	b. Net interest income after estimation of possible losses on loans and leasing	1791476.00
	4. NON-INTEREST INCOME
	a. Income on commission and fees for services	3242313.00
	b. Profit in foreign currency	313745.00
	c. Profit on commercial operations
	d. Profit and dividends on investments	267986.00
	e. Other non-interest income	92350.00
	f. Total non-interest income	3916394.00
	5. NON-INTEREST EXPENSES
	а. Expenses on commission and fees for service	528377.00
	b. Losses in foreign currency	178651.00
	c. Losses on purchase and sale accounts
	d. Losses from investments
	e. Other non-interest expenses
	f. Total non-interest expenses	707028.00
	6. NET INCOME BEFORE OPERATING EXPENSES	5000842.00
	7. OPERATING EXPENSES
	а. Salaries and other expenses for employees	2284849.00
	b. Lease and maintenance	414734.00
	c. Assignment and transportation expenses	49054.00
	d. Administrative expenses	279645.00
	e. Representation and charity	26087.00
	f. Depreciation	440908.00
	g. Insurance, taxes and other expenses	594542.00
	h. Total operating expenses	4089819.00
	8. ESTIMATION OF NON-LOAN LOSSES
	9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS	911023.00
	а. Estimation of income tax	126030.00
	10. INCOME BEFORE AMENDMENTS	784993.00
	а. Net unexpected income or loss
	b. Other net adjustments to profit
	11. NET PROFIT (LOSS)	784993.00

7	Responsible persons
	Full name of the Executive body’s Head:	Туракулов Зафаржон Кодирович
	Full name of the chief accountant:	Пулатов Орифжон Абдалиевич
	Full name of authorized person, who published information on the website:	Буваназаров Алишер Анварович

Issuer is responsibe for the accuracy and completeness of information published on the portal by him

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