"SMART BANK" AKSIYADORLIK JAMIYATI

КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ТРЕТЬЕГО КВАРТАЛА 2023 ГОДА

Дата раскрытия: 30.10.2023

Дата опубликования модератором*: 31.10.2023

1	NAME OF THE ISSUER:
	Full	"Smart Bank" aksiyadorlik jamiyati
	Short:	"Smart Bank" AJ
	Name of stock exchange ticker:	No
2	CORPORATE NEWS
	Location:	Toshkent shahri, Shayxontohur tumani, Botir Zokirov ko'chasi, 2A uy
	Postal address:	100011, Toshkent shahri, Shayxontohur tumani, Botir Zokirov ko'chasi, 2A uy
	E-mail address:	office@smartbank.uz
	Official Website:	www.smartbank.uz
3	БАНКОВСКИЕ РЕКВИЗИТЫ
	Наименование обслуживающего банка:
	Current account:
	MFI:	01199
4	РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА
	присвоенные регистрирующим органом:	O'zbekiston Respublikasi Markaziy banki
	присвоенные органом государственной налоговой службы (ИНН):	310123822
	присвоенные органами государственной статистики
	КФС:
	ОКПО:
	ОКОНХ:	64190
	СОАТО:	1726277

5	Balance sheet
	Категории	тыс. сум.
	ASSETS
	1. Cash and other payment documents
	2. Due from Central Bank of Uzbekistan	28289694.00
	3. Due from other banks	174007121.00
	4. Trade accounts
	a. Securities
	b. Precious metals, coins, stones
	c. Less: Reserves for possible losses on purchase and sale accounts
	d. Net purchase and sale accounts
	5 а. Investments
	b. Less: Reserves for possible losses on investments
	c. Net investments
	6. Securities purchased under REPO agreement
	7. Loans and leasing transactions	459312.00
	а. Gross loans	462680.00
	b. Gross leasing transactions
	c. Less: Reserves for possible losses on loans and leasing transactions	3368.00
	d. Net loans and leasing transactions
	8 а. Purchased commercial notes
	b. Less: Reserves for possible losses on purchased commercial notes
	c. Net purchased commercial papers
	9. Liabilities of customers on financial instruments
	10. Net fixed assets
	11. Due accrued interest
	12. Other owned property of the bank
	а. Investments in real estate
	b. Other assets acquired during credit settlements
	c. Less: Reserves for possible losses on other own property of the bank
	d. Net other owned property of the bank
	13. Other assets	37561.00
	14. Total assets	202299317.00
	LIABILITIES AND EQUITY
	LIABILITIES
	15. Demand deposits	1184005.00	25.00
	16.Savings deposits	9.00
	17. Term deposits
	18. Due to Central Bank of Uzbekistan	243507.00
	19. Due to other banks	258299.00
	20. Securities sold under REPO agreement
	21. Due loans and leasing operations
	22. Subordinated debt obligations
	23. Due accrued interests
	24. Other liabilities	2129.00
	25. Total liabilities	1711528.00	25.00
	EQUITY
	26. Authorized capital	200000000.00
	а. Ordinary shares
	b. Privileged stocks
	27. Additional paid-in capital
	28. Reserve capital
	а. Reserve fund for general purposes
	а.1.out of which:, reserves created on standard assets
	b. Reserve for devaluation
	c. Other reserves and funds
	29. Retained profit	587764.00
	30. Total equity	200587764.00
	31. Total liabilities and equity	202299317.00

6	Report on financial results
	Категории	тыс. сум.
	1. INTEREST INCOME
	a. Interest income in accounts at the Central Bank of Uzbekistan
	b. Interest income in accounts at other banks
	c. Interest income on purchased commercial notes
	d. Interest income on investments
	e. Interest income on securities’ purchase and sale accounts
	f. Interest income on customer liabilities
	g. Interest income on customers liabilities on the outstanding acceptances of the bank
	h. Interest, discount (discounts) and contributions on credit and leasing transactions
	i. Interest income on purchased securities under REPO agreements
	j. Other interest income
	k. Total interest income
	2. INTEREST EXPENSES
	а. Interest expenses on demand deposits
	b. Interest expenses on savings deposits
	c. Interest expenses on term deposits
	d. Interest expenses due to the Central Bank of Uzbekistan
	e. Interest expenses due to other banks
	f. Total interest expenses on deposits
	g. Due interest expenses on loans
	h. Interest expenses on sold securities under REPO agreements
	i. Other interest expenses
	j. Total interest expenses on liabilities
	k. Total interest expenses
	3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING
	а. Less: Estimation of possible losses on loans and leasing	7740.00
	b. Net interest income after estimation of possible losses on loans and leasing	-497740.00
	4. NON-INTEREST INCOME
	a. Income on commission and fees for services	120322.00
	b. Profit in foreign currency	1.00
	c. Profit on commercial operations
	d. Profit and dividends on investments
	e. Other non-interest income	4432164.00
	f. Total non-interest income	4552487.00
	5. NON-INTEREST EXPENSES
	а. Expenses on commission and fees for service	668342.00
	b. Losses in foreign currency	2.00
	c. Losses on purchase and sale accounts
	d. Losses from investments
	e. Other non-interest expenses
	f. Total non-interest expenses	668344.00
	6. NET INCOME BEFORE OPERATING EXPENSES	3386403.00
	7. OPERATING EXPENSES
	а. Salaries and other expenses for employees	2443002.00
	b. Lease and maintenance	16634.00
	c. Assignment and transportation expenses	221559.00
	d. Administrative expenses	148.00
	e. Representation and charity	102220.00
	f. Depreciation
	g. Insurance, taxes and other expenses
	h. Total operating expenses	2788339.00
	8. ESTIMATION OF NON-LOAN LOSSES
	9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS	598064.00
	а. Estimation of income tax	10300.00
	10. INCOME BEFORE AMENDMENTS	587764.00
	а. Net unexpected income or loss
	b. Other net adjustments to profit
	11. NET PROFIT (LOSS)	587764.00

7	Responsible persons
	Full name of the Executive body’s Head:	Тўраев Азамат Шухратович
	Full name of the chief accountant:	Утамуротов Одил Тошпулатович
	Full name of authorized person, who published information on the website:	Утамуротов Одил Тошпулатович

Issuer is responsibe for the accuracy and completeness of information published on the portal by him

* Дата размещения информации на ЕПКИ после исправления недостоверных сведений (ошибок)

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