AKSIYADORLIK-TIJORAT BANKI "UNIVERSAL BANK"

КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ПЕРВОГО КВАРТАЛА 2023 ГОДА

Дата раскрытия: 17.04.2023

Дата опубликования модератором*: 17.04.2023

1	NAME OF THE ISSUER:
	Full	Aksiyadorlik-tijorat banki "Universal bank"
	Short:	ATB "Universal bank"
	Name of stock exchange ticker:	UNVB
2	CORPORATE NEWS
	Location:	Ферганская область, г. Коканд, ул.Шохрухобод
	Postal address:	150700, Ферганская область, г. Коканд, ул.Шохрухобод
	E-mail address:	info@universalbank.uz
	Official Website:	www.universalbank.uz
3	БАНКОВСКИЕ РЕКВИЗИТЫ
	Наименование обслуживающего банка:	АКБ "Универсал банк"
	Current account:	29896000
	MFI:	973
4	РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА
	присвоенные регистрирующим органом:
	присвоенные органом государственной налоговой службы (ИНН):	203556638
	присвоенные органами государственной статистики
	КФС:	144
	ОКПО:	18017857
	ОКОНХ:	96120
	СОАТО:	1730405

5	Balance sheet
	Категории	тыс. сум.
	ASSETS
	1. Cash and other payment documents	199540886.00
	2. Due from Central Bank of Uzbekistan	266850606.00
	3. Due from other banks	71648420.00
	4. Trade accounts	49453757.00
	a. Securities
	b. Precious metals, coins, stones
	c. Less: Reserves for possible losses on purchase and sale accounts
	d. Net purchase and sale accounts	49453757.00
	5 а. Investments
	b. Less: Reserves for possible losses on investments
	c. Net investments
	6. Securities purchased under REPO agreement	150927414.00
	7. Loans and leasing transactions
	а. Gross loans	950154729.00
	b. Gross leasing transactions	176400.00
	c. Less: Reserves for possible losses on loans and leasing transactions	6984816.00
	d. Net loans and leasing transactions	943346313.00
	8 а. Purchased commercial notes
	b. Less: Reserves for possible losses on purchased commercial notes
	c. Net purchased commercial papers
	9. Liabilities of customers on financial instruments
	10. Net fixed assets	185764666.00
	11. Due accrued interest	18282170.00
	12. Other owned property of the bank
	а. Investments in real estate
	b. Other assets acquired during credit settlements	1571141.00
	c. Less: Reserves for possible losses on other own property of the bank	1571141.00
	d. Net other owned property of the bank	184090.00
	13. Other assets	103919842.00
	14. Total assets	1989918164.00
	LIABILITIES AND EQUITY
	LIABILITIES
	15. Demand deposits		518534207.00
	16.Savings deposits
	17. Term deposits		894893051.00
	18. Due to Central Bank of Uzbekistan		636692.00
	19. Due to other banks		86461821.00
	20. Securities sold under REPO agreement
	21. Due loans and leasing operations		51997079.00
	22. Subordinated debt obligations
	23. Due accrued interests		8732226.00
	24. Other liabilities		65521569.00
	25. Total liabilities		1626776645.00
	EQUITY
	26. Authorized capital
	а. Ordinary shares		150000000.00
	b. Privileged stocks
	27. Additional paid-in capital		72333.00
	28. Reserve capital		7978805.00
	а. Reserve fund for general purposes		6506901.00
	а.1.out of which:, reserves created on standard assets
	b. Reserve for devaluation
	c. Other reserves and funds		1471904.00
	29. Retained profit		205090381.00
	30. Total equity		363141519.00
	31. Total liabilities and equity		1989918164.00

6	Report on financial results
	Категории	тыс. сум.
	1. INTEREST INCOME
	a. Interest income in accounts at the Central Bank of Uzbekistan	5386849.00
	b. Interest income in accounts at other banks	3119342.00
	c. Interest income on purchased commercial notes
	d. Interest income on investments
	e. Interest income on securities’ purchase and sale accounts	1333728.00
	f. Interest income on customer liabilities
	g. Interest income on customers liabilities on the outstanding acceptances of the bank
	h. Interest, discount (discounts) and contributions on credit and leasing transactions	45073175.00
	i. Interest income on purchased securities under REPO agreements	168419.00
	j. Other interest income	39601757.00
	k. Total interest income	94683270.00
	2. INTEREST EXPENSES
	а. Interest expenses on demand deposits	34008.00
	b. Interest expenses on savings deposits
	c. Interest expenses on term deposits	32686003.00
	d. Interest expenses due to the Central Bank of Uzbekistan
	e. Interest expenses due to other banks	317711.00
	f. Total interest expenses on deposits	33037722.00
	g. Due interest expenses on loans	595093.00
	h. Interest expenses on sold securities under REPO agreements
	i. Other interest expenses	37412136.00
	j. Total interest expenses on liabilities	38007229.00
	k. Total interest expenses	71044951.00
	3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING	23638319.00
	а. Less: Estimation of possible losses on loans and leasing	3303014.00
	b. Net interest income after estimation of possible losses on loans and leasing	20335305.00
	4. NON-INTEREST INCOME
	a. Income on commission and fees for services	65736664.00
	b. Profit in foreign currency	48920658.00
	c. Profit on commercial operations
	d. Profit and dividends on investments
	e. Other non-interest income	5449982.00
	f. Total non-interest income	120107303.99
	5. NON-INTEREST EXPENSES
	а. Expenses on commission and fees for service	29428665.00
	b. Losses in foreign currency	32713113.00
	c. Losses on purchase and sale accounts
	d. Losses from investments
	e. Other non-interest expenses	6522.00
	f. Total non-interest expenses	62148300.00
	6. NET INCOME BEFORE OPERATING EXPENSES	78294309.00
	7. OPERATING EXPENSES
	а. Salaries and other expenses for employees	18730334.00
	b. Lease and maintenance	4311785.00
	c. Assignment and transportation expenses	325125.00
	d. Administrative expenses	2157949.00
	e. Representation and charity	1915688.00
	f. Depreciation	5619549.00
	g. Insurance, taxes and other expenses	1494298.00
	h. Total operating expenses	34554728.00
	8. ESTIMATION OF NON-LOAN LOSSES	1580653.00
	9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS	42158928.00
	а. Estimation of income tax	8492860.00
	10. INCOME BEFORE AMENDMENTS	33666068.00
	а. Net unexpected income or loss
	b. Other net adjustments to profit
	11. NET PROFIT (LOSS)	33666068.00

7	Responsible persons
	Full name of the Executive body’s Head:	Мирзаев Азиз Валиевич
	Full name of the chief accountant:	Абдуллаев Шавкатжон Исмоилович
	Full name of authorized person, who published information on the website:	Исаков Шохрух Илхомович

Issuer is responsibe for the accuracy and completeness of information published on the portal by him

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