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Uzbekistan, Tashkent. Istiklal str. 29, 100017
КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ПЕРВОГО ПОЛУГОДИЯ 2022 ГОДА
Дата раскрытия: 01.08.2022
Дата опубликования модератором*: 01.08.2022
| 1 | NAME OF THE ISSUER: | ||
| Full | "Mikrokreditbank" aksiyadorlik-tijorat banki | ||
| Short: | "Mikrokreditbank" ATB | ||
| Name of stock exchange ticker: | MCBA, MCBAP | ||
| 2 | CORPORATE NEWS | ||
| Location: | 100096, Тошкент шаҳар, Чилонзор тумани, Лутфий кўчаси, 14 уй | ||
| Postal address: | 100096, Тошкент шаҳар, Чилонзор тумани, Лутфий кўчаси, 14 уй | ||
| E-mail address: | info@mikrokreditbank.uz | ||
| Official Website: | www.mikrokreditbank.uz | ||
| 3 | БАНКОВСКИЕ РЕКВИЗИТЫ | ||
| Наименование обслуживающего банка: | АКБ “Микрокредитбанк” | ||
| Current account: | 29802000500000433050 | ||
| MFI: | 433 | ||
| 4 | РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА | ||
| присвоенные регистрирующим органом: | 37 | ||
| присвоенные органом государственной налоговой службы (ИНН): | 200547792 | ||
| присвоенные органами государственной статистики | |||
| КФС: | 144 | ||
| ОКПО: | 15142540 | ||
| ОКОНХ: | 96120 | ||
| СОАТО: | 1726294 | ||
| 5 | Balance sheet | ||
| Категории | тыс. сум. | ||
| ASSETS | |||
| 1. Cash and other payment documents | 318672436.00 | ||
| 2. Due from Central Bank of Uzbekistan | 437813991.00 | ||
| 3. Due from other banks | 564865403.00 | ||
| 4. Trade accounts | 517823358.00 | ||
| a. Securities | 525040000.00 | ||
| b. Precious metals, coins, stones | 175.00 | ||
| c. Less: Reserves for possible losses on purchase and sale accounts | -7216642.00 | ||
| d. Net purchase and sale accounts | |||
| 5 а. Investments | 107220.00 | ||
| b. Less: Reserves for possible losses on investments | |||
| c. Net investments | 107220.00 | ||
| 6. Securities purchased under REPO agreement | |||
| 7. Loans and leasing transactions | 11234548719.00 | ||
| а. Gross loans | 11369766230.00 | ||
| b. Gross leasing transactions | 5170891.00 | ||
| c. Less: Reserves for possible losses on loans and leasing transactions | 135217511.00 | ||
| d. Net loans and leasing transactions | 11099331208.00 | ||
| 8 а. Purchased commercial notes | |||
| b. Less: Reserves for possible losses on purchased commercial notes | |||
| c. Net purchased commercial papers | |||
| 9. Liabilities of customers on financial instruments | |||
| 10. Net fixed assets | 346616004.00 | ||
| 11. Due accrued interest | 530535547.00 | ||
| 12. Other owned property of the bank | 115442508.00 | ||
| а. Investments in real estate | |||
| b. Other assets acquired during credit settlements | |||
| c. Less: Reserves for possible losses on other own property of the bank | |||
| d. Net other owned property of the bank | |||
| 13. Other assets | 403396773.00 | ||
| 14. Total assets | 14421103975.00 | ||
| LIABILITIES AND EQUITY | |||
| LIABILITIES | |||
| 15. Demand deposits | 811773475.00 | ||
| 16.Savings deposits | 13330590.11 | ||
| 17. Term deposits | 3233966322.89 | ||
| 18. Due to Central Bank of Uzbekistan | |||
| 19. Due to other banks | 1887333722.00 | ||
| 20. Securities sold under REPO agreement | |||
| 21. Due loans and leasing operations | 4689267576.00 | ||
| 22. Subordinated debt obligations | |||
| 23. Due accrued interests | 77714612.00 | ||
| 24. Other liabilities | 51324243.00 | ||
| 25. Total liabilities | 10764710541.00 | ||
| EQUITY | |||
| 26. Authorized capital | |||
| а. Ordinary shares | 3547189160.00 | ||
| b. Privileged stocks | 144180.00 | ||
| 27. Additional paid-in capital | |||
| 28. Reserve capital | 31281461.00 | ||
| а. Reserve fund for general purposes | 23101619.00 | ||
| а.1.out of which:, reserves created on standard assets | |||
| b. Reserve for devaluation | |||
| c. Other reserves and funds | 8179842.00 | ||
| 29. Retained profit | 77778633.00 | ||
| 30. Total equity | 3656393434.00 | ||
| 31. Total liabilities and equity | 14421103975.00 | ||
| 6 | Report on financial results | ||
| Категории | тыс. сум. | ||
| 1. INTEREST INCOME | |||
| a. Interest income in accounts at the Central Bank of Uzbekistan | 12774428.00 | ||
| b. Interest income in accounts at other banks | 16614279.00 | ||
| c. Interest income on purchased commercial notes | |||
| d. Interest income on investments | |||
| e. Interest income on securities’ purchase and sale accounts | 34913425.00 | ||
| f. Interest income on customer liabilities | |||
| g. Interest income on customers liabilities on the outstanding acceptances of the bank | |||
| h. Interest, discount (discounts) and contributions on credit and leasing transactions | 814629600.00 | ||
| i. Interest income on purchased securities under REPO agreements | |||
| j. Other interest income | 328250139.00 | ||
| k. Total interest income | 1207181871.00 | ||
| 2. INTEREST EXPENSES | |||
| а. Interest expenses on demand deposits | 14098129.00 | ||
| b. Interest expenses on savings deposits | 1853570.62 | ||
| c. Interest expenses on term deposits | 180997457.38 | ||
| d. Interest expenses due to the Central Bank of Uzbekistan | |||
| e. Interest expenses due to other banks | 93053120.00 | ||
| f. Total interest expenses on deposits | 290002277.00 | ||
| g. Due interest expenses on loans | 173230451.00 | ||
| h. Interest expenses on sold securities under REPO agreements | 92658.00 | ||
| i. Other interest expenses | 325770919.00 | ||
| j. Total interest expenses on liabilities | 499094028.00 | ||
| k. Total interest expenses | 789096305.00 | ||
| 3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING | 418085566.00 | ||
| а. Less: Estimation of possible losses on loans and leasing | 381071484.00 | ||
| b. Net interest income after estimation of possible losses on loans and leasing | |||
| 4. NON-INTEREST INCOME | |||
| a. Income on commission and fees for services | 75079891.00 | ||
| b. Profit in foreign currency | 187119910.00 | ||
| c. Profit on commercial operations | |||
| d. Profit and dividends on investments | 83520.00 | ||
| e. Other non-interest income | 238835135.00 | ||
| f. Total non-interest income | 501118456.00 | ||
| 5. NON-INTEREST EXPENSES | |||
| а. Expenses on commission and fees for service | 24210268.00 | ||
| b. Losses in foreign currency | 181542114.00 | ||
| c. Losses on purchase and sale accounts | |||
| d. Losses from investments | |||
| e. Other non-interest expenses | 1202108.00 | ||
| f. Total non-interest expenses | 206954490.00 | ||
| 6. NET INCOME BEFORE OPERATING EXPENSES | 331178048.00 | ||
| 7. OPERATING EXPENSES | |||
| а. Salaries and other expenses for employees | 182362340.00 | ||
| b. Lease and maintenance | 37472656.00 | ||
| c. Assignment and transportation expenses | 4286481.00 | ||
| d. Administrative expenses | 9057667.00 | ||
| e. Representation and charity | 6063938.00 | ||
| f. Depreciation | 25366484.00 | ||
| g. Insurance, taxes and other expenses | 11895014.00 | ||
| h. Total operating expenses | 276504580.00 | ||
| 8. ESTIMATION OF NON-LOAN LOSSES | |||
| 9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS | |||
| а. Estimation of income tax | 20846986.00 | ||
| 10. INCOME BEFORE AMENDMENTS | 33826482.00 | ||
| а. Net unexpected income or loss | |||
| b. Other net adjustments to profit | |||
| 11. NET PROFIT (LOSS) | 33826482.00 | ||
| 7 | Responsible persons | |
| Full name of the Executive body’s Head: | Сулаймонов Рустам Довутович | |
| Full name of the chief accountant: | Рахмонов Фарход Бахрамович | |
| Full name of authorized person, who published information on the website: | Ашуров Юсуф Зиёдуллоевич | |
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