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КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ПЕРВОГО КВАРТАЛА 2024 ГОДА
Дата раскрытия: 30.04.2024
Дата опубликования модератором*: 01.05.2024
| 1 | NAME OF THE ISSUER: | ||
| Full | "Mikrokreditbank" aksiyadorlik-tijorat banki | ||
| Short: | "Mikrokreditbank" ATB | ||
| Name of stock exchange ticker: | MCBA, MCBAP | ||
| 2 | CORPORATE NEWS | ||
| Location: | 100047, Тошкент шаҳри, Амир Темур шох кўчаси, 4-уй | ||
| Postal address: | 100047, Тошкент шаҳри, Амир Темур шох кўчаси, 4-уй | ||
| E-mail address: | info@mikrokreditbank.uz | ||
| Official Website: | www.mikrokreditbank.uz | ||
| 3 | БАНКОВСКИЕ РЕКВИЗИТЫ | ||
| Наименование обслуживающего банка: | АКБ “Микрокредитбанк” | ||
| Current account: | 29802000500000433050 | ||
| MFI: | 433 | ||
| 4 | РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА | ||
| присвоенные регистрирующим органом: | 37 | ||
| присвоенные органом государственной налоговой службы (ИНН): | 200547792 | ||
| присвоенные органами государственной статистики | |||
| КФС: | 144 | ||
| ОКПО: | 15142540 | ||
| ОКОНХ: | 96120 | ||
| СОАТО: | 1726294 | ||
| 5 | Balance sheet | ||
| Категории | тыс. сум. | ||
| ASSETS | |||
| 1. Cash and other payment documents | 722231783.00 | 563773790.00 | |
| 2. Due from Central Bank of Uzbekistan | 307687193.00 | 415183109.00 | |
| 3. Due from other banks | 1069350608.00 | 779387828.00 | |
| 4. Trade accounts | 175.00 | 175.00 | |
| a. Securities | |||
| b. Precious metals, coins, stones | 175.00 | 175.00 | |
| c. Less: Reserves for possible losses on purchase and sale accounts | |||
| d. Net purchase and sale accounts | |||
| 5 а. Investments | 107220.00 | 107220.00 | |
| b. Less: Reserves for possible losses on investments | |||
| c. Net investments | 107220.00 | 107220.00 | |
| 6. Securities purchased under REPO agreement | |||
| 7. Loans and leasing transactions | 14211096748.00 | 14093601301.00 | |
| а. Gross loans | 14401916247.00 | 14145695630.33 | |
| b. Gross leasing transactions | 35164287.72 | 35385135.68 | |
| c. Less: Reserves for possible losses on loans and leasing transactions | 225983787.00 | 87479465.00 | |
| d. Net loans and leasing transactions | 14211096748.00 | 14093601301.00 | |
| 8 а. Purchased commercial notes | |||
| b. Less: Reserves for possible losses on purchased commercial notes | |||
| c. Net purchased commercial papers | |||
| 9. Liabilities of customers on financial instruments | |||
| 10. Net fixed assets | 932880053.00 | 924990934.00 | |
| 11. Due accrued interest | 1122581365.00 | 1331893513.00 | |
| 12. Other owned property of the bank | 196566905.00 | 251752117.00 | |
| а. Investments in real estate | 12535270.00 | 11857890.00 | |
| b. Other assets acquired during credit settlements | |||
| c. Less: Reserves for possible losses on other own property of the bank | |||
| d. Net other owned property of the bank | |||
| 13. Other assets | 467212248.78 | 514224381.00 | |
| 14. Total assets | 19061519219.00 | 18886772258.00 | |
| LIABILITIES AND EQUITY | |||
| LIABILITIES | |||
| 15. Demand deposits | 877239193.00 | 717201680.98 | |
| 16.Savings deposits | 6212633.00 | 5600214.17 | |
| 17. Term deposits | 5407326528.00 | 5298624837.24 | |
| 18. Due to Central Bank of Uzbekistan | 180737.00 | 215577.94 | |
| 19. Due to other banks | 1912286428.00 | 1584884165.88 | |
| 20. Securities sold under REPO agreement | |||
| 21. Due loans and leasing operations | 6349116087.00 | 6770787118.45 | |
| 22. Subordinated debt obligations | 50000000.00 | 50000000.00 | |
| 23. Due accrued interests | 150391879.00 | 184753454.31 | |
| 24. Other liabilities | 375157728.00 | 334721335.03 | |
| 25. Total liabilities | 15127911213.00 | 14946788384.00 | |
| EQUITY | |||
| 26. Authorized capital | 3795927090.00 | 3795927089.66 | |
| а. Ordinary shares | 3795782910.00 | 3795782909.66 | |
| b. Privileged stocks | 144180.00 | 144180.00 | |
| 27. Additional paid-in capital | |||
| 28. Reserve capital | 32444079.00 | 32267014.12 | |
| а. Reserve fund for general purposes | 26089506.00 | 26089506.36 | |
| а.1.out of which:, reserves created on standard assets | 26089506.00 | 125573475.19 | |
| b. Reserve for devaluation | 6177507.76 | ||
| c. Other reserves and funds | 6354573.00 | ||
| 29. Retained profit | 105236837.00 | 111789770.00 | |
| 30. Total equity | 3933608006.00 | 3939983873.78 | |
| 31. Total liabilities and equity | 19061519219.00 | 18886772257.78 | |
| 6 | Report on financial results | ||
| Категории | тыс. сум. | ||
| 1. INTEREST INCOME | |||
| a. Interest income in accounts at the Central Bank of Uzbekistan | 8555068.00 | ||
| b. Interest income in accounts at other banks | 13571419.00 | ||
| c. Interest income on purchased commercial notes | |||
| d. Interest income on investments | |||
| e. Interest income on securities’ purchase and sale accounts | 473699.00 | ||
| f. Interest income on customer liabilities | |||
| g. Interest income on customers liabilities on the outstanding acceptances of the bank | |||
| h. Interest, discount (discounts) and contributions on credit and leasing transactions | 667861999.00 | ||
| i. Interest income on purchased securities under REPO agreements | |||
| j. Other interest income | 316656015.00 | ||
| k. Total interest income | 1007118200.00 | ||
| 2. INTEREST EXPENSES | |||
| а. Interest expenses on demand deposits | 6282577.00 | ||
| b. Interest expenses on savings deposits | 217546.50 | ||
| c. Interest expenses on term deposits | 269693649.50 | ||
| d. Interest expenses due to the Central Bank of Uzbekistan | |||
| e. Interest expenses due to other banks | 49632971.00 | ||
| f. Total interest expenses on deposits | 325826744.00 | ||
| g. Due interest expenses on loans | 163393514.00 | ||
| h. Interest expenses on sold securities under REPO agreements | |||
| i. Other interest expenses | 255101027.00 | ||
| j. Total interest expenses on liabilities | 418494541.00 | ||
| k. Total interest expenses | 744321285.00 | ||
| 3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING | 262796915.00 | ||
| а. Less: Estimation of possible losses on loans and leasing | 263317654.75 | ||
| b. Net interest income after estimation of possible losses on loans and leasing | -520739.75 | ||
| 4. NON-INTEREST INCOME | |||
| a. Income on commission and fees for services | 49337243.00 | ||
| b. Profit in foreign currency | 39662748.00 | ||
| c. Profit on commercial operations | |||
| d. Profit and dividends on investments | 336821.00 | ||
| e. Other non-interest income | 191747805.00 | ||
| f. Total non-interest income | 281084617.00 | ||
| 5. NON-INTEREST EXPENSES | |||
| а. Expenses on commission and fees for service | 20356090.00 | ||
| b. Losses in foreign currency | 33174075.00 | ||
| c. Losses on purchase and sale accounts | |||
| d. Losses from investments | |||
| e. Other non-interest expenses | 622153.00 | ||
| f. Total non-interest expenses | 54152318.00 | ||
| 6. NET INCOME BEFORE OPERATING EXPENSES | 226411559.25 | ||
| 7. OPERATING EXPENSES | |||
| а. Salaries and other expenses for employees | 121558416.00 | ||
| b. Lease and maintenance | 29588477.00 | ||
| c. Assignment and transportation expenses | 2332231.00 | ||
| d. Administrative expenses | 5553480.00 | ||
| e. Representation and charity | 6179764.00 | ||
| f. Depreciation | 23664687.00 | ||
| g. Insurance, taxes and other expenses | 30158652.00 | ||
| h. Total operating expenses | 219035707.00 | ||
| 8. ESTIMATION OF NON-LOAN LOSSES | |||
| 9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS | 7375852.25 | ||
| а. Estimation of income tax | 1000000.00 | ||
| 10. INCOME BEFORE AMENDMENTS | 6375852.25 | ||
| а. Net unexpected income or loss | |||
| b. Other net adjustments to profit | |||
| 11. NET PROFIT (LOSS) | 6375852.25 | ||
| 7 | Responsible persons | |
| Full name of the Executive body’s Head: | I.Jumaniyazov | |
| Full name of the chief accountant: | J.Sagdulaev | |
| Full name of authorized person, who published information on the website: | S.Axmedov | |
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