АКЦИОНЕРНОЕ ОБЩЕСТВО "AVO BANK"

КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ТРЕТЬЕГО КВАРТАЛА 2022 ГОДА

Дата раскрытия: 11.10.2022

Дата опубликования модератором*: 12.10.2022

1	NAME OF THE ISSUER:
	Full	Акционерное общество "AVO bank"
	Short:	АО "AVO bank"
	Name of stock exchange ticker:	No
2	CORPORATE NEWS
	Location:	100212, Республика Узбекистан, г. Ташкент, Юнусабадский район, ул. А.Темура, 79а
	Postal address:	100212, Республика Узбекистан, г. Ташкент, Юнусабадский район, ул. А.Темура, 79а
	E-mail address:	info@avo.uz
	Official Website:	avo.uz
3	БАНКОВСКИЕ РЕКВИЗИТЫ
	Наименование обслуживающего банка:	АО «AVO bank»
	Current account:	1030 1000 1000 0115 0001
	MFI:	01150
4	РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА
	присвоенные регистрирующим органом:	16/1
	присвоенные органом государственной налоговой службы (ИНН):	207257279
	присвоенные органами государственной статистики
	КФС:
	ОКПО:	27230030
	ОКОНХ:	96190
	СОАТО:	1726266

5	Balance sheet
	Категории	тыс. сум.
	ASSETS
	1. Cash and other payment documents	3356633.00
	2. Due from Central Bank of Uzbekistan	5376705.00
	3. Due from other banks	4123968.00
	4. Trade accounts	11889776.00
	a. Securities	12000000.00
	b. Precious metals, coins, stones
	c. Less: Reserves for possible losses on purchase and sale accounts	-110224.00
	d. Net purchase and sale accounts
	5 а. Investments
	b. Less: Reserves for possible losses on investments
	c. Net investments
	6. Securities purchased under REPO agreement
	7. Loans and leasing transactions	5424880.00
	а. Gross loans	7533726.00
	b. Gross leasing transactions
	c. Less: Reserves for possible losses on loans and leasing transactions	2108846.00
	d. Net loans and leasing transactions
	8 а. Purchased commercial notes
	b. Less: Reserves for possible losses on purchased commercial notes
	c. Net purchased commercial papers
	9. Liabilities of customers on financial instruments
	10. Net fixed assets	1477612.00
	11. Due accrued interest	2464647.00
	12. Other owned property of the bank	14714397.00
	а. Investments in real estate	7734521.00
	b. Other assets acquired during credit settlements	14266502.00
	c. Less: Reserves for possible losses on other own property of the bank	7286626.00
	d. Net other owned property of the bank
	13. Other assets	438380.00
	14. Total assets	49266998.00
	LIABILITIES AND EQUITY
	LIABILITIES
	15. Demand deposits	1015790.00
	16.Savings deposits	16500.00
	17. Term deposits
	18. Due to Central Bank of Uzbekistan
	19. Due to other banks	858889.00
	20. Securities sold under REPO agreement
	21. Due loans and leasing operations
	22. Subordinated debt obligations
	23. Due accrued interests	567.00
	24. Other liabilities	567522.00
	25. Total liabilities	2459268.00
	EQUITY
	26. Authorized capital	70937581.00
	а. Ordinary shares	70937581.00
	b. Privileged stocks
	27. Additional paid-in capital	2383607.00
	28. Reserve capital	5625759.00
	а. Reserve fund for general purposes	5571127.00
	а.1.out of which:, reserves created on standard assets
	b. Reserve for devaluation
	c. Other reserves and funds	54632.00
	29. Retained profit	-32139217.00
	30. Total equity	46807730.00
	31. Total liabilities and equity	49266998.00

6	Report on financial results
	Категории	тыс. сум.
	1. INTEREST INCOME
	a. Interest income in accounts at the Central Bank of Uzbekistan
	b. Interest income in accounts at other banks	139616.00
	c. Interest income on purchased commercial notes
	d. Interest income on investments
	e. Interest income on securities’ purchase and sale accounts	1149389.00
	f. Interest income on customer liabilities
	g. Interest income on customers liabilities on the outstanding acceptances of the bank
	h. Interest, discount (discounts) and contributions on credit and leasing transactions	3853160.00
	i. Interest income on purchased securities under REPO agreements
	j. Other interest income	294521.00
	k. Total interest income	5436686.00
	2. INTEREST EXPENSES
	а. Interest expenses on demand deposits
	b. Interest expenses on savings deposits	9465.00
	c. Interest expenses on term deposits
	d. Interest expenses due to the Central Bank of Uzbekistan
	e. Interest expenses due to other banks	25049.00
	f. Total interest expenses on deposits	34514.00
	g. Due interest expenses on loans
	h. Interest expenses on sold securities under REPO agreements
	i. Other interest expenses
	j. Total interest expenses on liabilities
	k. Total interest expenses	34514.00
	3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING
	а. Less: Estimation of possible losses on loans and leasing	27141568.00
	b. Net interest income after estimation of possible losses on loans and leasing
	4. NON-INTEREST INCOME
	a. Income on commission and fees for services	525811.00
	b. Profit in foreign currency	778521.00
	c. Profit on commercial operations
	d. Profit and dividends on investments
	e. Other non-interest income
	f. Total non-interest income	10872871.00
	5. NON-INTEREST EXPENSES
	а. Expenses on commission and fees for service	675865.00
	b. Losses in foreign currency	730343.00
	c. Losses on purchase and sale accounts
	d. Losses from investments
	e. Other non-interest expenses	149211.00
	f. Total non-interest expenses	1555419.00
	6. NET INCOME BEFORE OPERATING EXPENSES	-11117612.00
	7. OPERATING EXPENSES
	а. Salaries and other expenses for employees	3783433.00
	b. Lease and maintenance	2024779.00
	c. Assignment and transportation expenses	162265.00
	d. Administrative expenses	90996.00
	e. Representation and charity	472369.00
	f. Depreciation	737323.00
	g. Insurance, taxes and other expenses	263391.00
	h. Total operating expenses	7534556.00
	8. ESTIMATION OF NON-LOAN LOSSES	-18652168.00
	9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS	-18652168.00
	а. Estimation of income tax
	10. INCOME BEFORE AMENDMENTS
	а. Net unexpected income or loss
	b. Other net adjustments to profit
	11. NET PROFIT (LOSS)	-18652168.00

7	Responsible persons
	Full name of the Executive body’s Head:	Алимов Н.Р.
	Full name of the chief accountant:	Косимов Б.Б.
	Full name of authorized person, who published information on the website:	Наджимудинова З.А.

Issuer is responsibe for the accuracy and completeness of information published on the portal by him

579

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