"INVEST FINANCE BANK" AKSIYADORLIK JAMIYATI

КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ТРЕТЬЕГО КВАРТАЛА 2025 ГОДА

Дата раскрытия: 31.10.2025

1	NAME OF THE ISSUER:
	Full	"Invest Finance Bank" Aksiyadorlik jamiyati
	Short:	"InFinBank" AJ
	Name of stock exchange ticker:	No
2	CORPORATE NEWS
	Location:	Республика Узбекистан, город Ташкент, Мирзо-Улугбекский район, проспект Мустакиллик, дом 17Б
	Postal address:	100000, Республика Узбекистан, город Ташкент, Мирзо-Улугбекский район, проспект Мустакиллик, дом 17Б
	E-mail address:	info@infinbank.com
	Official Website:	www.infinbank.com
3	БАНКОВСКИЕ РЕКВИЗИТЫ
	Наименование обслуживающего банка:	Головной офис АКБ «InFinBank»
	Current account:	2130 2000 9000 0905 3001
	MFI:	1041
4	РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА
	присвоенные регистрирующим органом:	75
	присвоенные органом государственной налоговой службы (ИНН):	206942764
	присвоенные органами государственной статистики
	КФС:	144
	ОКПО:	22220067
	ОКОНХ:	96120
	СОАТО:	1726273

5	Balance sheet
	Категории	тыс. сум.
	ASSETS
	1. Cash and other payment documents		770491524.56
	2. Due from Central Bank of Uzbekistan		753557719.58
	3. Due from other banks		376669373.73
	4. Trade accounts		1053563094.38
	a. Securities		1053543246.38
	b. Precious metals, coins, stones		19848.00
	c. Less: Reserves for possible losses on purchase and sale accounts
	d. Net purchase and sale accounts
	5 а. Investments		29863141.57
	b. Less: Reserves for possible losses on investments
	c. Net investments
	6. Securities purchased under REPO agreement
	7. Loans and leasing transactions		8013688140.77
	а. Gross loans		8039544105.73
	b. Gross leasing transactions		5293766.82
	c. Less: Reserves for possible losses on loans and leasing transactions		31149731.77
	d. Net loans and leasing transactions
	8 а. Purchased commercial notes
	b. Less: Reserves for possible losses on purchased commercial notes
	c. Net purchased commercial papers
	9. Liabilities of customers on financial instruments		3207667522.41
	10. Net fixed assets		785811094.48
	11. Due accrued interest		409314604.84
	12. Other owned property of the bank		138863532.75
	а. Investments in real estate
	b. Other assets acquired during credit settlements
	c. Less: Reserves for possible losses on other own property of the bank
	d. Net other owned property of the bank
	13. Other assets		578517543.27
	14. Total assets		16118007292.35
	LIABILITIES AND EQUITY
	LIABILITIES
	15. Demand deposits		1390145776.76
	16.Savings deposits		670784463.35
	17. Term deposits		7130405253.41
	18. Due to Central Bank of Uzbekistan		3487238.86
	19. Due to other banks		191548991.62
	20. Securities sold under REPO agreement
	21. Due loans and leasing operations		20032481.96
	22. Subordinated debt obligations		398441720.00
	23. Due accrued interests		62510997.90
	24. Other liabilities		4522691185.09
	25. Total liabilities		14390048108.97
	EQUITY
	26. Authorized capital		1129512826.00
	а. Ordinary shares
	b. Privileged stocks
	27. Additional paid-in capital		1853399.67
	28. Reserve capital		60702659.05
	а. Reserve fund for general purposes
	а.1.out of which:, reserves created on standard assets
	b. Reserve for devaluation
	c. Other reserves and funds
	29. Retained profit		535890298.65
	30. Total equity		1727959183.37
	31. Total liabilities and equity		16118007292.35

6	Report on financial results
	Категории	тыс. сум.
	1. INTEREST INCOME
	a. Interest income in accounts at the Central Bank of Uzbekistan	9402191.78
	b. Interest income in accounts at other banks	12762775.46
	c. Interest income on purchased commercial notes
	d. Interest income on investments	73429202.79
	e. Interest income on securities’ purchase and sale accounts	123918.97
	f. Interest income on customer liabilities
	g. Interest income on customers liabilities on the outstanding acceptances of the bank
	h. Interest, discount (discounts) and contributions on credit and leasing transactions	1236194886.94
	i. Interest income on purchased securities under REPO agreements
	j. Other interest income	278858363.85
	k. Total interest income	1610771339.79
	2. INTEREST EXPENSES
	а. Interest expenses on demand deposits
	b. Interest expenses on savings deposits
	c. Interest expenses on term deposits
	d. Interest expenses due to the Central Bank of Uzbekistan
	e. Interest expenses due to other banks
	f. Total interest expenses on deposits	870706202.46
	g. Due interest expenses on loans
	h. Interest expenses on sold securities under REPO agreements
	i. Other interest expenses	353079399.18
	j. Total interest expenses on liabilities
	k. Total interest expenses	1223785601.64
	3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING	386985738.16
	а. Less: Estimation of possible losses on loans and leasing	17455819.21
	b. Net interest income after estimation of possible losses on loans and leasing	369529918.95
	4. NON-INTEREST INCOME
	a. Income on commission and fees for services	394050281.97
	b. Profit in foreign currency	149694440.92
	c. Profit on commercial operations
	d. Profit and dividends on investments	2032483.64
	e. Other non-interest income	40646665.95
	f. Total non-interest income	586423872.48
	5. NON-INTEREST EXPENSES
	а. Expenses on commission and fees for service	105551832.41
	b. Losses in foreign currency	56788388.38
	c. Losses on purchase and sale accounts
	d. Losses from investments
	e. Other non-interest expenses	2317637.37
	f. Total non-interest expenses	164657858.15
	6. NET INCOME BEFORE OPERATING EXPENSES	791295933.27
	7. OPERATING EXPENSES
	а. Salaries and other expenses for employees	279459608.54
	b. Lease and maintenance	131050492.74
	c. Assignment and transportation expenses	4905323.56
	d. Administrative expenses	22636648.88
	e. Representation and charity	19947002.77
	f. Depreciation	35658994.33
	g. Insurance, taxes and other expenses	53371733.03
	h. Total operating expenses	547029803.85
	8. ESTIMATION OF NON-LOAN LOSSES	21312221.88
	9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS	244266129.43
	а. Estimation of income tax	26435045.08
	10. INCOME BEFORE AMENDMENTS	196518862.47
	а. Net unexpected income or loss
	b. Other net adjustments to profit
	11. NET PROFIT (LOSS)	196518862.47

7	Responsible persons
	Full name of the Executive body’s Head:	Нуманова Ольга Леонидовна
	Full name of the chief accountant:	Аллаёрова Дилрабо Нормаматовна
	Full name of authorized person, who published information on the website:	Рахматуллаева Лола Уткировна

Issuer is responsibe for the accuracy and completeness of information published on the portal by him

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