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КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ТРЕТЬЕГО КВАРТАЛА 2025 ГОДА
Дата раскрытия: 30.10.2025
| 1 | NAME OF THE ISSUER: | ||
| Full | "Ipak Yo'li" aksiyadorlik innovatsiya tijorat banki | ||
| Short: | "Ipak Yo'li" AITB | ||
| Name of stock exchange ticker: | IPKY, IPKYP | ||
| 2 | CORPORATE NEWS | ||
| Location: | г. Ташкент, Юнусабадский район, ул.Абдулла Кодирий, 2 | ||
| Postal address: | г. Ташкент, Юнусабадский район, ул.Абдулла Кодирий, 2 | ||
| E-mail address: | info@ipakyulibank.com | ||
| Official Website: | www.ipakyulibank.com | ||
| 3 | БАНКОВСКИЕ РЕКВИЗИТЫ | ||
| Наименование обслуживающего банка: | ОПЕРУ АИКБ "Ипак Йули" | ||
| Current account: | 29802000600000444085 | ||
| MFI: | 444 | ||
| 4 | РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА | ||
| присвоенные регистрирующим органом: | 10 | ||
| присвоенные органом государственной налоговой службы (ИНН): | 200542744 | ||
| присвоенные органами государственной статистики | |||
| КФС: | 144 | ||
| ОКПО: | 9807980 | ||
| ОКОНХ: | 96120 | ||
| СОАТО: | 1726294 | ||
| 5 | Balance sheet | ||
| Категории | тыс. сум. | ||
| ASSETS | |||
| 1. Cash and other payment documents | 2081273326.00 | ||
| 2. Due from Central Bank of Uzbekistan | 527963866.00 | ||
| 3. Due from other banks | 1132387715.00 | ||
| 4. Trade accounts | |||
| a. Securities | 2991400582.00 | ||
| b. Precious metals, coins, stones | 213.00 | ||
| c. Less: Reserves for possible losses on purchase and sale accounts | 2256206.00 | ||
| d. Net purchase and sale accounts | 2989144589.00 | ||
| 5 а. Investments | 1222237606.00 | ||
| b. Less: Reserves for possible losses on investments | 25000.00 | ||
| c. Net investments | 1222212606.00 | ||
| 6. Securities purchased under REPO agreement | 202725499.00 | ||
| 7. Loans and leasing transactions | |||
| а. Gross loans | 15199713142.00 | ||
| b. Gross leasing transactions | |||
| c. Less: Reserves for possible losses on loans and leasing transactions | 226474786.00 | ||
| d. Net loans and leasing transactions | 14973238356.00 | ||
| 8 а. Purchased commercial notes | |||
| b. Less: Reserves for possible losses on purchased commercial notes | |||
| c. Net purchased commercial papers | |||
| 9. Liabilities of customers on financial instruments | 27364869.00 | ||
| 10. Net fixed assets | 937546273.00 | ||
| 11. Due accrued interest | 309701281.00 | ||
| 12. Other owned property of the bank | |||
| а. Investments in real estate | 87030817.00 | ||
| b. Other assets acquired during credit settlements | 20996799.00 | ||
| c. Less: Reserves for possible losses on other own property of the bank | |||
| d. Net other owned property of the bank | 108027616.00 | ||
| 13. Other assets | 486389358.00 | ||
| 14. Total assets | 24997975354.00 | ||
| LIABILITIES AND EQUITY | |||
| LIABILITIES | |||
| 15. Demand deposits | 8905744702.00 | ||
| 16.Savings deposits | 1397798820.00 | ||
| 17. Term deposits | 2772727017.00 | ||
| 18. Due to Central Bank of Uzbekistan | 52852053.00 | ||
| 19. Due to other banks | 219159268.00 | ||
| 20. Securities sold under REPO agreement | |||
| 21. Due loans and leasing operations | 6699820771.00 | ||
| 22. Subordinated debt obligations | 223717913.00 | ||
| 23. Due accrued interests | 200768060.00 | ||
| 24. Other liabilities | 276446868.00 | ||
| 25. Total liabilities | 20749035472.00 | ||
| EQUITY | |||
| 26. Authorized capital | 602421053.00 | ||
| а. Ordinary shares | 602399453.00 | ||
| b. Privileged stocks | 21600.00 | ||
| 27. Additional paid-in capital | 214440553.00 | ||
| 28. Reserve capital | 1110546850.00 | ||
| а. Reserve fund for general purposes | 1089583882.00 | ||
| а.1.out of which:, reserves created on standard assets | |||
| b. Reserve for devaluation | |||
| c. Other reserves and funds | 20962968.00 | ||
| 29. Retained profit | 2321531426.00 | ||
| 30. Total equity | 4248939882.00 | ||
| 31. Total liabilities and equity | 24997975354.00 | ||
| 6 | Report on financial results | ||
| Категории | тыс. сум. | ||
| 1. INTEREST INCOME | |||
| a. Interest income in accounts at the Central Bank of Uzbekistan | 2869890.00 | ||
| b. Interest income in accounts at other banks | 89194388.00 | ||
| c. Interest income on purchased commercial notes | |||
| d. Interest income on investments | 174171596.00 | ||
| e. Interest income on securities’ purchase and sale accounts | |||
| f. Interest income on customer liabilities | |||
| g. Interest income on customers liabilities on the outstanding acceptances of the bank | |||
| h. Interest, discount (discounts) and contributions on credit and leasing transactions | 2179001993.00 | ||
| i. Interest income on purchased securities under REPO agreements | 5628236.00 | ||
| j. Other interest income | 896229171.00 | ||
| k. Total interest income | 3575362001.00 | ||
| 2. INTEREST EXPENSES | |||
| а. Interest expenses on demand deposits | 16763877.00 | ||
| b. Interest expenses on savings deposits | 104369664.00 | ||
| c. Interest expenses on term deposits | 514080323.00 | ||
| d. Interest expenses due to the Central Bank of Uzbekistan | |||
| e. Interest expenses due to other banks | 15592182.00 | ||
| f. Total interest expenses on deposits | 650806046.00 | ||
| g. Due interest expenses on loans | 562385929.00 | ||
| h. Interest expenses on sold securities under REPO agreements | 26369067.00 | ||
| i. Other interest expenses | 912757359.00 | ||
| j. Total interest expenses on liabilities | 1501512355.00 | ||
| k. Total interest expenses | 2152318401.00 | ||
| 3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING | 1423043600.00 | ||
| а. Less: Estimation of possible losses on loans and leasing | 219772202.00 | ||
| b. Net interest income after estimation of possible losses on loans and leasing | 1203271398.00 | ||
| 4. NON-INTEREST INCOME | |||
| a. Income on commission and fees for services | 657250815.00 | ||
| b. Profit in foreign currency | 400208159.00 | ||
| c. Profit on commercial operations | 1486894.00 | ||
| d. Profit and dividends on investments | 2057275.00 | ||
| e. Other non-interest income | 222827310.00 | ||
| f. Total non-interest income | 1283830453.00 | ||
| 5. NON-INTEREST EXPENSES | |||
| а. Expenses on commission and fees for service | 444355341.00 | ||
| b. Losses in foreign currency | 161324357.00 | ||
| c. Losses on purchase and sale accounts | |||
| d. Losses from investments | 4154.00 | ||
| e. Other non-interest expenses | 277641.00 | ||
| f. Total non-interest expenses | 605961493.00 | ||
| 6. NET INCOME BEFORE OPERATING EXPENSES | 1881140358.00 | ||
| 7. OPERATING EXPENSES | |||
| а. Salaries and other expenses for employees | 539337934.00 | ||
| b. Lease and maintenance | 120462546.00 | ||
| c. Assignment and transportation expenses | 12807175.00 | ||
| d. Administrative expenses | 84227039.00 | ||
| e. Representation and charity | 39025709.00 | ||
| f. Depreciation | 148004846.00 | ||
| g. Insurance, taxes and other expenses | 63626426.00 | ||
| h. Total operating expenses | 1007491675.00 | ||
| 8. ESTIMATION OF NON-LOAN LOSSES | 27397246.00 | ||
| 9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS | 846251437.00 | ||
| а. Estimation of income tax | 93795104.00 | ||
| 10. INCOME BEFORE AMENDMENTS | 752456333.00 | ||
| а. Net unexpected income or loss | |||
| b. Other net adjustments to profit | |||
| 11. NET PROFIT (LOSS) | 752456333.00 | ||
| 7 | Responsible persons | |
| Full name of the Executive body’s Head: | Сайдахмедов Саидаброр Сайдиагзамович | |
| Full name of the chief accountant: | Чулпанов Рустам Комилжонович | |
| Full name of authorized person, who published information on the website: | Имамходжаева Жамиля Хакимовна | |
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