"RENESANS MIKROMOLIYA TASHKILOTI" AKSIYADORLIK JAMIYATI

КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ТРЕТЬЕГО КВАРТАЛА 2025 ГОДА

Дата раскрытия: 13.10.2025

1	NAME OF THE ISSUER:
	Full	"Renesans mikromoliya tashkiloti" aksiyadorlik jamiyati
	Short:	"Renesans mikromoliya tashkiloti" AJ
	Name of stock exchange ticker:	No
2	CORPORATE NEWS
	Location:	111503 Toshkent viloyati, O‘rta Chirchiq tumani, Sholikor MFY, Madaniyat ko‘chasi
	Postal address:	111503 Toshkent viloyati, O‘rta Chirchiq tumani, Sholikor MFY, Madaniyat ko‘chasi
	E-mail address:	info@renesans.uz
	Official Website:	renesans.uz
3	БАНКОВСКИЕ РЕКВИЗИТЫ
	Наименование обслуживающего банка:	KDB Bank Uzbekistan
	Current account:	20216000304636656001
	MFI:	00842
4	РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА
	присвоенные регистрирующим органом:	O‘rta Chirchiq tumani Davlat Xizmatlari Markazi
	присвоенные органом государственной налоговой службы (ИНН):	300515648
	присвоенные органами государственной статистики
	КФС:
	ОКПО:
	ОКОНХ:
	СОАТО:	1727253

5	Balance sheet
	Категории	тыс. сум.
	ASSETS
	1. Cash and other payment documents	3269013.00	3763190.00
	2. Due from Central Bank of Uzbekistan
	3. Due from other banks	7343333.68	9160643.32
	4. Trade accounts
	a. Securities
	b. Precious metals, coins, stones
	c. Less: Reserves for possible losses on purchase and sale accounts
	d. Net purchase and sale accounts
	5 а. Investments
	b. Less: Reserves for possible losses on investments
	c. Net investments
	6. Securities purchased under REPO agreement
	7. Loans and leasing transactions	233195301.80	248259271.79
	а. Gross loans	233195301.80	248259271.79
	b. Gross leasing transactions
	c. Less: Reserves for possible losses on loans and leasing transactions	1354620.72	1312006.72
	d. Net loans and leasing transactions	231840681.00	246947265.07
	8 а. Purchased commercial notes
	b. Less: Reserves for possible losses on purchased commercial notes
	c. Net purchased commercial papers
	9. Liabilities of customers on financial instruments
	10. Net fixed assets	12969838.28	12922777.99
	11. Due accrued interest	6998379.74	7487812.98
	12. Other owned property of the bank	149102.25	127749.88
	а. Investments in real estate
	b. Other assets acquired during credit settlements
	c. Less: Reserves for possible losses on other own property of the bank	6504.55	5911.25
	d. Net other owned property of the bank	142597.71	121838.63
	13. Other assets	9701506.39	10441142.50
	14. Total assets	272265349.80	290844670.49
	LIABILITIES AND EQUITY
	LIABILITIES
	15. Demand deposits
	16.Savings deposits
	17. Term deposits
	18. Due to Central Bank of Uzbekistan
	19. Due to other banks
	20. Securities sold under REPO agreement
	21. Due loans and leasing operations	215423217.80	213223239.19
	22. Subordinated debt obligations
	23. Due accrued interests	5861570.21	10085171.60
	24. Other liabilities	420406.13	695717.00
	25. Total liabilities	221705194.10	224004128.01
	EQUITY
	26. Authorized capital	11000000.00	12200000.00
	а. Ordinary shares	11000000.00	12200000.00
	b. Privileged stocks
	27. Additional paid-in capital		9162000.00
	28. Reserve capital	3542014.78	4212063.38
	а. Reserve fund for general purposes	1975332.65	2645381.24
	а.1.out of which:, reserves created on standard assets
	b. Reserve for devaluation
	c. Other reserves and funds	1566682.14	1566682.14
	29. Retained profit	36018140.95	41266479.00
	30. Total equity	50560155.73	66840542.48
	31. Total liabilities and equity	272265349.80	290844670.49

6	Report on financial results
	Категории	тыс. сум.
	1. INTEREST INCOME
	a. Interest income in accounts at the Central Bank of Uzbekistan
	b. Interest income in accounts at other banks
	c. Interest income on purchased commercial notes
	d. Interest income on investments
	e. Interest income on securities’ purchase and sale accounts
	f. Interest income on customer liabilities
	g. Interest income on customers liabilities on the outstanding acceptances of the bank
	h. Interest, discount (discounts) and contributions on credit and leasing transactions	92320338.98
	i. Interest income on purchased securities under REPO agreements
	j. Other interest income
	k. Total interest income	92320338.98
	2. INTEREST EXPENSES
	а. Interest expenses on demand deposits
	b. Interest expenses on savings deposits
	c. Interest expenses on term deposits
	d. Interest expenses due to the Central Bank of Uzbekistan
	e. Interest expenses due to other banks
	f. Total interest expenses on deposits
	g. Due interest expenses on loans	7605541.05
	h. Interest expenses on sold securities under REPO agreements
	i. Other interest expenses	33572362.00
	j. Total interest expenses on liabilities	41177903.05
	k. Total interest expenses	41177903.05
	3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING	51142435.66
	а. Less: Estimation of possible losses on loans and leasing	3692556.19
	b. Net interest income after estimation of possible losses on loans and leasing	47449879.47
	4. NON-INTEREST INCOME
	a. Income on commission and fees for services
	b. Profit in foreign currency	457308.27
	c. Profit on commercial operations
	d. Profit and dividends on investments
	e. Other non-interest income	6607261.21
	f. Total non-interest income	7064569.48
	5. NON-INTEREST EXPENSES
	а. Expenses on commission and fees for service	1715478.37
	b. Losses in foreign currency	826385.65
	c. Losses on purchase and sale accounts
	d. Losses from investments
	e. Other non-interest expenses	246515.63
	f. Total non-interest expenses	2788379.65
	6. NET INCOME BEFORE OPERATING EXPENSES	51726069.30
	7. OPERATING EXPENSES
	а. Salaries and other expenses for employees	20812219.61
	b. Lease and maintenance	5020610.52
	c. Assignment and transportation expenses	895745.07
	d. Administrative expenses	2042924.34
	e. Representation and charity	13575.31
	f. Depreciation	1837229.94
	g. Insurance, taxes and other expenses	2913949.91
	h. Total operating expenses	33536254.72
	8. ESTIMATION OF NON-LOAN LOSSES	574742.12
	9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS	17615072.45
	а. Estimation of income tax	2848593.35
	10. INCOME BEFORE AMENDMENTS	14766479.10
	а. Net unexpected income or loss
	b. Other net adjustments to profit
	11. NET PROFIT (LOSS)	14766479.10

7	Responsible persons
	Full name of the Executive body’s Head:	Umarov Mirlaziz Salixovich
	Full name of the chief accountant:	Abdullayev Saidakbar Soibjon o'g'li
	Full name of authorized person, who published information on the website:	Aliqulov Mironshoh O‘tkirbek o'g'li

Issuer is responsibe for the accuracy and completeness of information published on the portal by him

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