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Uzbekistan, Tashkent. Istiklal str. 29, 100017
КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ТРЕТЬЕГО КВАРТАЛА 2025 ГОДА
Дата раскрытия: 10.10.2025
| 1 | NAME OF THE ISSUER: | ||
| Full | "Ipoteka-bank" aksiyadorlik tijorat ipoteka banki | ||
| Short: | "Ipoteka-bank" ATIB | ||
| Name of stock exchange ticker: | IPTB, IPTBP | ||
| 2 | CORPORATE NEWS | ||
| Location: | 100000, Республика Узбекистан, город Ташкент, Мирзо-Улугбекский район, улица Шахрисабз, 30. | ||
| Postal address: | 100000, Республика Узбекистан, город Ташкент, Мирзо-Улугбекский район, улица Шахрисабз, 30. | ||
| E-mail address: | info@ipotekabank.uz | ||
| Official Website: | www.ipotekabank.uz | ||
| 3 | БАНКОВСКИЕ РЕКВИЗИТЫ | ||
| Наименование обслуживающего банка: | |||
| Current account: | |||
| MFI: | |||
| 4 | РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА | ||
| присвоенные регистрирующим органом: | Акционерный коммерческий ипотечный банк «Ипотека-банк» зарегистрирован 30 апреля 2005 года Центральным банком Республики Узбекистан под номером 74. | ||
| присвоенные органом государственной налоговой службы (ИНН): | 202858483 | ||
| присвоенные органами государственной статистики | |||
| КФС: | 144 | ||
| ОКПО: | 17068947 | ||
| ОКОНХ: | 96120 | ||
| СОАТО: | 1726269 | ||
| 5 | Balance sheet | ||
| Категории | тыс. сум. | ||
| ASSETS | |||
| 1. Cash and other payment documents | 825350110.00 | 888081858.00 | |
| 2. Due from Central Bank of Uzbekistan | 2594417918.00 | 1144248431.00 | |
| 3. Due from other banks | 8049679326.00 | 6792104238.00 | |
| 4. Trade accounts | 684.00 | 684.00 | |
| a. Securities | |||
| b. Precious metals, coins, stones | 684.00 | 684.00 | |
| c. Less: Reserves for possible losses on purchase and sale accounts | |||
| d. Net purchase and sale accounts | |||
| 5 а. Investments | 3832128799.00 | 5972433716.00 | |
| b. Less: Reserves for possible losses on investments | 1040571.00 | 579910.00 | |
| c. Net investments | 3832128799.00 | 5972433716.00 | |
| 6. Securities purchased under REPO agreement | |||
| 7. Loans and leasing transactions | 33411853650.00 | 33842745127.00 | |
| а. Gross loans | 35065869100.00 | 34980980721.00 | |
| b. Gross leasing transactions | |||
| c. Less: Reserves for possible losses on loans and leasing transactions | 1654015450.00 | 1138235594.00 | |
| d. Net loans and leasing transactions | 33411853650.00 | 33842745127.00 | |
| 8 а. Purchased commercial notes | |||
| b. Less: Reserves for possible losses on purchased commercial notes | |||
| c. Net purchased commercial papers | |||
| 9. Liabilities of customers on financial instruments | 3654021.00 | 2929848.00 | |
| 10. Net fixed assets | 855471486.00 | 962755734.00 | |
| 11. Due accrued interest | 851632545.00 | 896069804.00 | |
| 12. Other owned property of the bank | 106097389.00 | 69315298.00 | |
| а. Investments in real estate | |||
| b. Other assets acquired during credit settlements | 481049106.00 | 464912910.00 | |
| c. Less: Reserves for possible losses on other own property of the bank | 382446354.00 | 407097548.00 | |
| d. Net other owned property of the bank | |||
| 13. Other assets | 142962664.00 | 98186841.00 | |
| 14. Total assets | 50673248592.00 | 50668871579.00 | |
| LIABILITIES AND EQUITY | |||
| LIABILITIES | |||
| 15. Demand deposits | 7618133608.00 | 7286139269.00 | |
| 16.Savings deposits | |||
| 17. Term deposits | 17486015081.00 | 17794525417.00 | |
| 18. Due to Central Bank of Uzbekistan | 132954290.00 | 203235156.00 | |
| 19. Due to other banks | 599712965.00 | 591355805.00 | |
| 20. Securities sold under REPO agreement | 5157474163.00 | 4982788368.00 | |
| 21. Due loans and leasing operations | 10681850577.00 | 10137930812.00 | |
| 22. Subordinated debt obligations | 558957339.00 | 526627605.00 | |
| 23. Due accrued interests | 714245664.00 | 829675831.00 | |
| 24. Other liabilities | 779650628.00 | 879303619.00 | |
| 25. Total liabilities | 43728994315.00 | 43231581882.00 | |
| EQUITY | |||
| 26. Authorized capital | 3834217639.00 | 3834217639.00 | |
| а. Ordinary shares | 3826165639.00 | 3826165639.00 | |
| b. Privileged stocks | 8052000.00 | 8052000.00 | |
| 27. Additional paid-in capital | 754434.00 | 754434.00 | |
| 28. Reserve capital | 963494324.00 | 961204361.00 | |
| а. Reserve fund for general purposes | 953359598.00 | 951346598.00 | |
| а.1.out of which:, reserves created on standard assets | |||
| b. Reserve for devaluation | |||
| c. Other reserves and funds | 10134726.00 | 9857763.00 | |
| 29. Retained profit | 2145787880.00 | 2641113263.00 | |
| 30. Total equity | 6944254277.00 | 7437289697.00 | |
| 31. Total liabilities and equity | 50673248592.00 | 50668871579.00 | |
| 6 | Report on financial results | ||
| Категории | тыс. сум. | ||
| 1. INTEREST INCOME | |||
| a. Interest income in accounts at the Central Bank of Uzbekistan | 104387671.00 | ||
| b. Interest income in accounts at other banks | 333209105.00 | ||
| c. Interest income on purchased commercial notes | |||
| d. Interest income on investments | |||
| e. Interest income on securities’ purchase and sale accounts | 486193804.00 | ||
| f. Interest income on customer liabilities | |||
| g. Interest income on customers liabilities on the outstanding acceptances of the bank | |||
| h. Interest, discount (discounts) and contributions on credit and leasing transactions | 4724666245.00 | ||
| i. Interest income on purchased securities under REPO agreements | |||
| j. Other interest income | 2694894463.00 | ||
| k. Total interest income | 8343351288.00 | ||
| 2. INTEREST EXPENSES | |||
| а. Interest expenses on demand deposits | 85398014.00 | ||
| b. Interest expenses on savings deposits | |||
| c. Interest expenses on term deposits | 1840223560.00 | ||
| d. Interest expenses due to the Central Bank of Uzbekistan | |||
| e. Interest expenses due to other banks | 37744894.00 | ||
| f. Total interest expenses on deposits | 1963366468.00 | ||
| g. Due interest expenses on loans | 615037513.00 | ||
| h. Interest expenses on sold securities under REPO agreements | |||
| i. Other interest expenses | 3071353294.00 | ||
| j. Total interest expenses on liabilities | |||
| k. Total interest expenses | 5649757275.00 | ||
| 3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING | 2693594013.00 | ||
| а. Less: Estimation of possible losses on loans and leasing | 3460801305.00 | ||
| b. Net interest income after estimation of possible losses on loans and leasing | -767207292.00 | ||
| 4. NON-INTEREST INCOME | |||
| a. Income on commission and fees for services | 421157128.00 | ||
| b. Profit in foreign currency | 818118181.00 | ||
| c. Profit on commercial operations | |||
| d. Profit and dividends on investments | 4780410.00 | ||
| e. Other non-interest income | 1760973491.00 | ||
| f. Total non-interest income | 3005029210.00 | ||
| 5. NON-INTEREST EXPENSES | |||
| а. Expenses on commission and fees for service | 119059872.00 | ||
| b. Losses in foreign currency | 694373458.00 | ||
| c. Losses on purchase and sale accounts | |||
| d. Losses from investments | 1040571.00 | ||
| e. Other non-interest expenses | 14030923.00 | ||
| f. Total non-interest expenses | 828504824.00 | ||
| 6. NET INCOME BEFORE OPERATING EXPENSES | 1409317094.00 | ||
| 7. OPERATING EXPENSES | |||
| а. Salaries and other expenses for employees | 884381303.00 | ||
| b. Lease and maintenance | 98649586.00 | ||
| c. Assignment and transportation expenses | 8467116.00 | ||
| d. Administrative expenses | 60787010.00 | ||
| e. Representation and charity | 55504147.00 | ||
| f. Depreciation | 141340086.00 | ||
| g. Insurance, taxes and other expenses | 54650769.00 | ||
| h. Total operating expenses | 1303780017.00 | ||
| 8. ESTIMATION OF NON-LOAN LOSSES | |||
| 9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS | 105537077.00 | ||
| а. Estimation of income tax | 3013131.00 | ||
| 10. INCOME BEFORE AMENDMENTS | 102523946.00 | ||
| а. Net unexpected income or loss | |||
| b. Other net adjustments to profit | |||
| 11. NET PROFIT (LOSS) | 102523946.00 | ||
| 7 | Responsible persons | |
| Full name of the Executive body’s Head: | Ртвеладзе Садро | |
| Full name of the chief accountant: | Норметов Элёр Зафарович | |
| Full name of authorized person, who published information on the website: | Латипова Сабина Альбертовна | |
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