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Uzbekistan, Tashkent. Istiklal str. 29, 100017
КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ПЕРВОГО ПОЛУГОДИЯ 2025 ГОДА
Дата раскрытия: 24.07.2025
| 1 | NAME OF THE ISSUER: | ||
| Full | "Ipak Yo'li" aksiyadorlik innovatsiya tijorat banki | ||
| Short: | "Ipak Yo'li" AITB | ||
| Name of stock exchange ticker: | IPKY, IPKYP | ||
| 2 | CORPORATE NEWS | ||
| Location: | г. Ташкент, Юнусабадский район, ул.Абдулла Кодирий, 2 | ||
| Postal address: | г. Ташкент, Юнусабадский район, ул.Абдулла Кодирий, 2 | ||
| E-mail address: | info@ipakyulibank.com | ||
| Official Website: | www.ipakyulibank.com | ||
| 3 | БАНКОВСКИЕ РЕКВИЗИТЫ | ||
| Наименование обслуживающего банка: | ОПЕРУ АИКБ "Ипак Йули" | ||
| Current account: | 29802000600000444085 | ||
| MFI: | 444 | ||
| 4 | РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА | ||
| присвоенные регистрирующим органом: | 10 | ||
| присвоенные органом государственной налоговой службы (ИНН): | 200542744 | ||
| присвоенные органами государственной статистики | |||
| КФС: | 144 | ||
| ОКПО: | 9807980 | ||
| ОКОНХ: | 96120 | ||
| СОАТО: | 1726294 | ||
| 5 | Balance sheet | ||
| Категории | тыс. сум. | ||
| ASSETS | |||
| 1. Cash and other payment documents | 1612372069.00 | ||
| 2. Due from Central Bank of Uzbekistan | 564032717.00 | ||
| 3. Due from other banks | 2599821253.00 | ||
| 4. Trade accounts | |||
| a. Securities | 1801732968.00 | ||
| b. Precious metals, coins, stones | 213.00 | ||
| c. Less: Reserves for possible losses on purchase and sale accounts | 2256206.00 | ||
| d. Net purchase and sale accounts | 1799476975.00 | ||
| 5 а. Investments | 1226597547.00 | ||
| b. Less: Reserves for possible losses on investments | 25000.00 | ||
| c. Net investments | 1226572547.00 | ||
| 6. Securities purchased under REPO agreement | |||
| 7. Loans and leasing transactions | |||
| а. Gross loans | 14838659060.00 | ||
| b. Gross leasing transactions | |||
| c. Less: Reserves for possible losses on loans and leasing transactions | 242251572.00 | ||
| d. Net loans and leasing transactions | 14596407488.00 | ||
| 8 а. Purchased commercial notes | |||
| b. Less: Reserves for possible losses on purchased commercial notes | |||
| c. Net purchased commercial papers | |||
| 9. Liabilities of customers on financial instruments | 19580642.00 | ||
| 10. Net fixed assets | 862118427.00 | ||
| 11. Due accrued interest | 329580104.00 | ||
| 12. Other owned property of the bank | |||
| а. Investments in real estate | 78660724.00 | ||
| b. Other assets acquired during credit settlements | 2084132.00 | ||
| c. Less: Reserves for possible losses on other own property of the bank | 5233.00 | ||
| d. Net other owned property of the bank | 80739623.00 | ||
| 13. Other assets | 585716472.00 | ||
| 14. Total assets | 24276418317.00 | ||
| LIABILITIES AND EQUITY | |||
| LIABILITIES | |||
| 15. Demand deposits | 7995639128.00 | ||
| 16.Savings deposits | 1147761540.00 | ||
| 17. Term deposits | 2738428507.00 | ||
| 18. Due to Central Bank of Uzbekistan | 36577923.00 | ||
| 19. Due to other banks | 207440911.00 | ||
| 20. Securities sold under REPO agreement | 500423894.00 | ||
| 21. Due loans and leasing operations | 6901849579.00 | ||
| 22. Subordinated debt obligations | 233721450.00 | ||
| 23. Due accrued interests | 166628013.00 | ||
| 24. Other liabilities | 274788577.00 | ||
| 25. Total liabilities | 20203259522.00 | ||
| EQUITY | |||
| 26. Authorized capital | 602421053.00 | ||
| а. Ordinary shares | 602399453.00 | ||
| b. Privileged stocks | 21600.00 | ||
| 27. Additional paid-in capital | 214440553.00 | ||
| 28. Reserve capital | 1110886560.00 | ||
| а. Reserve fund for general purposes | 1089583882.00 | ||
| а.1.out of which:, reserves created on standard assets | |||
| b. Reserve for devaluation | |||
| c. Other reserves and funds | 21302678.00 | ||
| 29. Retained profit | 2145410629.00 | ||
| 30. Total equity | 4073158795.00 | ||
| 31. Total liabilities and equity | 24276418317.00 | ||
| 6 | Report on financial results | ||
| Категории | тыс. сум. | ||
| 1. INTEREST INCOME | |||
| a. Interest income in accounts at the Central Bank of Uzbekistan | 2646329.00 | ||
| b. Interest income in accounts at other banks | 57794470.00 | ||
| c. Interest income on purchased commercial notes | |||
| d. Interest income on investments | 114309098.00 | ||
| e. Interest income on securities’ purchase and sale accounts | |||
| f. Interest income on customer liabilities | |||
| g. Interest income on customers liabilities on the outstanding acceptances of the bank | |||
| h. Interest, discount (discounts) and contributions on credit and leasing transactions | 1443743380.00 | ||
| i. Interest income on purchased securities under REPO agreements | 492437.00 | ||
| j. Other interest income | 630851675.00 | ||
| k. Total interest income | 2391956053.00 | ||
| 2. INTEREST EXPENSES | |||
| а. Interest expenses on demand deposits | 13213485.00 | ||
| b. Interest expenses on savings deposits | 41486106.00 | ||
| c. Interest expenses on term deposits | 364611988.00 | ||
| d. Interest expenses due to the Central Bank of Uzbekistan | |||
| e. Interest expenses due to other banks | 8257966.00 | ||
| f. Total interest expenses on deposits | 427569545.00 | ||
| g. Due interest expenses on loans | 372803025.00 | ||
| h. Interest expenses on sold securities under REPO agreements | 24571881.00 | ||
| i. Other interest expenses | 642062731.00 | ||
| j. Total interest expenses on liabilities | 1039437637.00 | ||
| k. Total interest expenses | 1467007182.00 | ||
| 3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING | 924948871.00 | ||
| а. Less: Estimation of possible losses on loans and leasing | 161895890.00 | ||
| b. Net interest income after estimation of possible losses on loans and leasing | 763052981.00 | ||
| 4. NON-INTEREST INCOME | |||
| a. Income on commission and fees for services | 417322298.00 | ||
| b. Profit in foreign currency | 226095222.00 | ||
| c. Profit on commercial operations | 1151131.00 | ||
| d. Profit and dividends on investments | 1400321.00 | ||
| e. Other non-interest income | 141833780.00 | ||
| f. Total non-interest income | 787802752.00 | ||
| 5. NON-INTEREST EXPENSES | |||
| а. Expenses on commission and fees for service | 255847583.00 | ||
| b. Losses in foreign currency | 69954040.00 | ||
| c. Losses on purchase and sale accounts | |||
| d. Losses from investments | 3124.00 | ||
| e. Other non-interest expenses | 263949.00 | ||
| f. Total non-interest expenses | 326068696.00 | ||
| 6. NET INCOME BEFORE OPERATING EXPENSES | 1224787037.00 | ||
| 7. OPERATING EXPENSES | |||
| а. Salaries and other expenses for employees | 352207666.00 | ||
| b. Lease and maintenance | 73757003.00 | ||
| c. Assignment and transportation expenses | 7938315.00 | ||
| d. Administrative expenses | 60495762.00 | ||
| e. Representation and charity | 21658756.00 | ||
| f. Depreciation | 97022858.00 | ||
| g. Insurance, taxes and other expenses | 23969791.00 | ||
| h. Total operating expenses | 637050151.00 | ||
| 8. ESTIMATION OF NON-LOAN LOSSES | 34330753.00 | ||
| 9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS | 553406133.00 | ||
| а. Estimation of income tax | 68298887.00 | ||
| 10. INCOME BEFORE AMENDMENTS | 485107246.00 | ||
| а. Net unexpected income or loss | |||
| b. Other net adjustments to profit | |||
| 11. NET PROFIT (LOSS) | 485107246.00 | ||
| 7 | Responsible persons | |
| Full name of the Executive body’s Head: | Сайдахмедов Саидаброр Сайдиагзамович | |
| Full name of the chief accountant: | Чулпанов Рустам Комилжонович | |
| Full name of authorized person, who published information on the website: | Имамходжаева Жамила Хакимовна | |
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