“IMKON FINANS MIKROMOLIYA TASHKILOTI” AKSIYADORLIK JAMIYATI

КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ПЕРВОГО ПОЛУГОДИЯ 2025 ГОДА

Дата раскрытия: 17.07.2025

1	NAME OF THE ISSUER:
	Full	“IMKON FINANS mikromoliya tashkiloti” aksiyadorlik jamiyati
	Short:	“IMKON FINANS mikromoliya tashkiloti” AJ
	Name of stock exchange ticker:	IMKF3
2	CORPORATE NEWS
	Location:	Andijon viloyati, Andijon shahar, А.Temur shox ko'chasi, 44-А
	Postal address:	170100, Andijon viloyati, Andijon shahar, А.Temur shox ko'chasi, 44-А
	E-mail address:	info@imkonfinans.uz
	Official Website:	www.imkonfinans.uz
3	БАНКОВСКИЕ РЕКВИЗИТЫ
	Наименование обслуживающего банка:	"Hamkorbank" ATB Amaliyot bo'limi
	Current account:	20216 6000 1049 3475 9001
	MFI:	00083
4	РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА
	присвоенные регистрирующим органом:	16255
	присвоенные органом государственной налоговой службы (ИНН):	302096393
	присвоенные органами государственной статистики
	КФС:
	ОКПО:	23794652
	ОКОНХ:	64190
	СОАТО:	1703401

5	Balance sheet
	Категории	тыс. сум.
	ASSETS
	1. Cash and other payment documents	887834.00	952952.00
	2. Due from Central Bank of Uzbekistan	837150.00	1840634.00
	3. Due from other banks	4826364.00	4794094.00
	4. Trade accounts
	a. Securities
	b. Precious metals, coins, stones
	c. Less: Reserves for possible losses on purchase and sale accounts
	d. Net purchase and sale accounts
	5 а. Investments
	b. Less: Reserves for possible losses on investments
	c. Net investments
	6. Securities purchased under REPO agreement
	7. Loans and leasing transactions	39962829.00	38626185.00
	а. Gross loans
	b. Gross leasing transactions
	c. Less: Reserves for possible losses on loans and leasing transactions	402652.00	1179001.00
	d. Net loans and leasing transactions	39560177.00	37447184.00
	8 а. Purchased commercial notes
	b. Less: Reserves for possible losses on purchased commercial notes
	c. Net purchased commercial papers
	9. Liabilities of customers on financial instruments
	10. Net fixed assets	9428559.00	13270135.00
	11. Due accrued interest
	12. Other owned property of the bank
	а. Investments in real estate
	b. Other assets acquired during credit settlements
	c. Less: Reserves for possible losses on other own property of the bank
	d. Net other owned property of the bank
	13. Other assets	4138064.00	5852105.00
	14. Total assets	59678149.00	64157104.00
	LIABILITIES AND EQUITY
	LIABILITIES
	15. Demand deposits
	16.Savings deposits
	17. Term deposits
	18. Due to Central Bank of Uzbekistan
	19. Due to other banks
	20. Securities sold under REPO agreement	18914000.00	18591000.00
	21. Due loans and leasing operations	27192559.00	32225142.00
	22. Subordinated debt obligations
	23. Due accrued interests	839981.00	436050.00
	24. Other liabilities	159476.00	22398.00
	25. Total liabilities	47106016.00	51274590.00
	EQUITY
	26. Authorized capital	9000000.00	9000000.00
	а. Ordinary shares	9000000.00	9000000.00
	b. Privileged stocks
	27. Additional paid-in capital
	28. Reserve capital	403130.95	403130.95
	а. Reserve fund for general purposes	399889.55	399889.55
	а.1.out of which:, reserves created on standard assets
	b. Reserve for devaluation
	c. Other reserves and funds	3241.40	3241.40
	29. Retained profit	2067639.00	2067639.00
	30. Total equity	12572133.00	12882513.00
	31. Total liabilities and equity	59678149.00	64157104.00

6	Report on financial results
	Категории	тыс. сум.
	1. INTEREST INCOME
	a. Interest income in accounts at the Central Bank of Uzbekistan
	b. Interest income in accounts at other banks	66788.00
	c. Interest income on purchased commercial notes
	d. Interest income on investments
	e. Interest income on securities’ purchase and sale accounts
	f. Interest income on customer liabilities	10247757.00
	g. Interest income on customers liabilities on the outstanding acceptances of the bank
	h. Interest, discount (discounts) and contributions on credit and leasing transactions
	i. Interest income on purchased securities under REPO agreements
	j. Other interest income
	k. Total interest income	10314545.00
	2. INTEREST EXPENSES
	а. Interest expenses on demand deposits	904824.00
	b. Interest expenses on savings deposits
	c. Interest expenses on term deposits
	d. Interest expenses due to the Central Bank of Uzbekistan
	e. Interest expenses due to other banks	1132070.00
	f. Total interest expenses on deposits
	g. Due interest expenses on loans
	h. Interest expenses on sold securities under REPO agreements	2593699.00
	i. Other interest expenses	1366016.00
	j. Total interest expenses on liabilities
	k. Total interest expenses	5996610.00
	3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING	4317935.00
	а. Less: Estimation of possible losses on loans and leasing	1190788.00
	b. Net interest income after estimation of possible losses on loans and leasing	3127147.00
	4. NON-INTEREST INCOME
	a. Income on commission and fees for services	45.00
	b. Profit in foreign currency
	c. Profit on commercial operations
	d. Profit and dividends on investments
	e. Other non-interest income	760072.00
	f. Total non-interest income	760117.00
	5. NON-INTEREST EXPENSES
	а. Expenses on commission and fees for service	243062.00
	b. Losses in foreign currency
	c. Losses on purchase and sale accounts
	d. Losses from investments
	e. Other non-interest expenses
	f. Total non-interest expenses	243062.00
	6. NET INCOME BEFORE OPERATING EXPENSES	3644202.00
	7. OPERATING EXPENSES
	а. Salaries and other expenses for employees	1942104.00
	b. Lease and maintenance	73318.00
	c. Assignment and transportation expenses	42127.00
	d. Administrative expenses	58484.00
	e. Representation and charity	9764.00
	f. Depreciation
	g. Insurance, taxes and other expenses	52855.00
	h. Total operating expenses	2178652.00
	8. ESTIMATION OF NON-LOAN LOSSES
	9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS	1421744.00
	а. Estimation of income tax	10000.00
	10. INCOME BEFORE AMENDMENTS	1411744.00
	а. Net unexpected income or loss
	b. Other net adjustments to profit
	11. NET PROFIT (LOSS)	1411744.00

7	Responsible persons
	Full name of the Executive body’s Head:	Mamatov Adxamjon Axmedovich
	Full name of the chief accountant:	Alaxunov Lutfillo Inomjonovich
	Full name of authorized person, who published information on the website:	Kamolov Akbarali Moʻminjon oʻgʻli

Issuer is responsibe for the accuracy and completeness of information published on the portal by him

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