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КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ПЕРВОГО КВАРТАЛА 2025 ГОДА
Дата раскрытия: 16.04.2025
| 1 | NAME OF THE ISSUER: | ||
| Full | Aksiyadorlik-tijorat banki "Universal bank" | ||
| Short: | ATB "Universal bank" | ||
| Name of stock exchange ticker: | UNVB | ||
| 2 | CORPORATE NEWS | ||
| Location: | Ферганская область, г. Коканд, ул.Шохрухобод | ||
| Postal address: | 150700, Ферганская область, г. Коканд, ул.Шохрухобод | ||
| E-mail address: | info@universalbank.uz | ||
| Official Website: | www.universalbank.uz | ||
| 3 | БАНКОВСКИЕ РЕКВИЗИТЫ | ||
| Наименование обслуживающего банка: | АКБ "Универсал банк" | ||
| Current account: | 29896000 | ||
| MFI: | 973 | ||
| 4 | РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА | ||
| присвоенные регистрирующим органом: | |||
| присвоенные органом государственной налоговой службы (ИНН): | 203556638 | ||
| присвоенные органами государственной статистики | |||
| КФС: | 144 | ||
| ОКПО: | 18017857 | ||
| ОКОНХ: | 96120 | ||
| СОАТО: | 1730405 | ||
| 5 | Balance sheet | ||
| Категории | тыс. сум. | ||
| ASSETS | |||
| 1. Cash and other payment documents | 296856179.00 | ||
| 2. Due from Central Bank of Uzbekistan | 467620398.00 | ||
| 3. Due from other banks | 5548640.00 | ||
| 4. Trade accounts | 148585895.00 | ||
| a. Securities | 153555210.00 | ||
| b. Precious metals, coins, stones | |||
| c. Less: Reserves for possible losses on purchase and sale accounts | 4969315.00 | ||
| d. Net purchase and sale accounts | |||
| 5 а. Investments | 25000000.00 | ||
| b. Less: Reserves for possible losses on investments | |||
| c. Net investments | |||
| 6. Securities purchased under REPO agreement | 108258071.00 | ||
| 7. Loans and leasing transactions | 1759425544.00 | ||
| а. Gross loans | 1768485906.00 | ||
| b. Gross leasing transactions | 1157874.00 | ||
| c. Less: Reserves for possible losses on loans and leasing transactions | 10218236.00 | ||
| d. Net loans and leasing transactions | 1759425544.00 | ||
| 8 а. Purchased commercial notes | |||
| b. Less: Reserves for possible losses on purchased commercial notes | |||
| c. Net purchased commercial papers | |||
| 9. Liabilities of customers on financial instruments | |||
| 10. Net fixed assets | 343079329.00 | ||
| 11. Due accrued interest | 35770967.00 | ||
| 12. Other owned property of the bank | 22234973.00 | ||
| а. Investments in real estate | |||
| b. Other assets acquired during credit settlements | 3958575.00 | ||
| c. Less: Reserves for possible losses on other own property of the bank | |||
| d. Net other owned property of the bank | 18276398.00 | ||
| 13. Other assets | 237222629.00 | ||
| 14. Total assets | 3449602625.00 | ||
| LIABILITIES AND EQUITY | |||
| LIABILITIES | |||
| 15. Demand deposits | 750273229.00 | ||
| 16.Savings deposits | |||
| 17. Term deposits | 1587184022.00 | ||
| 18. Due to Central Bank of Uzbekistan | 5104252.00 | ||
| 19. Due to other banks | 62318273.00 | ||
| 20. Securities sold under REPO agreement | |||
| 21. Due loans and leasing operations | 144991998.00 | ||
| 22. Subordinated debt obligations | |||
| 23. Due accrued interests | 20462664.00 | ||
| 24. Other liabilities | 200722878.00 | ||
| 25. Total liabilities | 2771057316.00 | ||
| EQUITY | |||
| 26. Authorized capital | 500000000.00 | ||
| а. Ordinary shares | 500000000.00 | ||
| b. Privileged stocks | |||
| 27. Additional paid-in capital | 72334.00 | ||
| 28. Reserve capital | 19255137.00 | ||
| а. Reserve fund for general purposes | 17949176.00 | ||
| а.1.out of which:, reserves created on standard assets | |||
| b. Reserve for devaluation | |||
| c. Other reserves and funds | 1305961.00 | ||
| 29. Retained profit | 159217839.00 | ||
| 30. Total equity | 678545309.00 | ||
| 31. Total liabilities and equity | 3449602625.00 | ||
| 6 | Report on financial results | ||
| Категории | тыс. сум. | ||
| 1. INTEREST INCOME | |||
| a. Interest income in accounts at the Central Bank of Uzbekistan | 1854972.00 | ||
| b. Interest income in accounts at other banks | 1988927.00 | ||
| c. Interest income on purchased commercial notes | |||
| d. Interest income on investments | 1602740.00 | ||
| e. Interest income on securities’ purchase and sale accounts | 5881897.00 | ||
| f. Interest income on customer liabilities | |||
| g. Interest income on customers liabilities on the outstanding acceptances of the bank | |||
| h. Interest, discount (discounts) and contributions on credit and leasing transactions | |||
| i. Interest income on purchased securities under REPO agreements | 2860336.00 | ||
| j. Other interest income | 51248869.00 | ||
| k. Total interest income | 170235635.00 | ||
| 2. INTEREST EXPENSES | |||
| а. Interest expenses on demand deposits | 132725.00 | ||
| b. Interest expenses on savings deposits | |||
| c. Interest expenses on term deposits | 70978916.00 | ||
| d. Interest expenses due to the Central Bank of Uzbekistan | |||
| e. Interest expenses due to other banks | 44803.00 | ||
| f. Total interest expenses on deposits | 71156444.00 | ||
| g. Due interest expenses on loans | 4194294.00 | ||
| h. Interest expenses on sold securities under REPO agreements | |||
| i. Other interest expenses | 51248869.00 | ||
| j. Total interest expenses on liabilities | 55443163.00 | ||
| k. Total interest expenses | 126599607.00 | ||
| 3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING | 43636028.00 | ||
| а. Less: Estimation of possible losses on loans and leasing | 2731527.00 | ||
| b. Net interest income after estimation of possible losses on loans and leasing | 40904501.00 | ||
| 4. NON-INTEREST INCOME | |||
| a. Income on commission and fees for services | 149481700.00 | ||
| b. Profit in foreign currency | 45537424.00 | ||
| c. Profit on commercial operations | |||
| d. Profit and dividends on investments | |||
| e. Other non-interest income | 9662073.00 | ||
| f. Total non-interest income | 204681197.00 | ||
| 5. NON-INTEREST EXPENSES | |||
| а. Expenses on commission and fees for service | 75525088.00 | ||
| b. Losses in foreign currency | 22698342.00 | ||
| c. Losses on purchase and sale accounts | |||
| d. Losses from investments | |||
| e. Other non-interest expenses | |||
| f. Total non-interest expenses | 98223430.00 | ||
| 6. NET INCOME BEFORE OPERATING EXPENSES | 147362268.00 | ||
| 7. OPERATING EXPENSES | |||
| а. Salaries and other expenses for employees | 29325465.00 | ||
| b. Lease and maintenance | 5884592.00 | ||
| c. Assignment and transportation expenses | 432013.00 | ||
| d. Administrative expenses | 2952498.00 | ||
| e. Representation and charity | 4256533.00 | ||
| f. Depreciation | 6339842.00 | ||
| g. Insurance, taxes and other expenses | 5486551.00 | ||
| h. Total operating expenses | 54677494.00 | ||
| 8. ESTIMATION OF NON-LOAN LOSSES | 1400195.00 | ||
| 9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS | 91284579.00 | ||
| а. Estimation of income tax | 18312045.00 | ||
| 10. INCOME BEFORE AMENDMENTS | 72972534.00 | ||
| а. Net unexpected income or loss | |||
| b. Other net adjustments to profit | |||
| 11. NET PROFIT (LOSS) | 72972534.00 | ||
| 7 | Responsible persons | |
| Full name of the Executive body’s Head: | Мирзаев Азиз Валиевич | |
| Full name of the chief accountant: | Абдуллаев Шавкатжон Исмоилович | |
| Full name of authorized person, who published information on the website: | Исаков Шохрух Илхомович | |
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