"HAYOT BANK" AKSIYADORLIK JAMIYATI

КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ПЕРВОГО КВАРТАЛА 2025 ГОДА

Дата раскрытия: 15.04.2025

1	NAME OF THE ISSUER:
	Full	"Hayot Bank" aksiyadorlik jamiyati
	Short:	"Hayot Bank" AJ
	Name of stock exchange ticker:	No
2	CORPORATE NEWS
	Location:	100007, г.Ташкент, Яшнабадский р-н, улица Паркент, дом-49
	Postal address:	100007, г.Ташкент, Яшнабадский р-н, улица Паркент, дом-49
	E-mail address:	No
	Official Website:	www.hayotbank.uz
3	БАНКОВСКИЕ РЕКВИЗИТЫ
	Наименование обслуживающего банка:
	Current account:
	MFI:
4	РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА
	присвоенные регистрирующим органом:
	присвоенные органом государственной налоговой службы (ИНН):	310331793
	присвоенные органами государственной статистики
	КФС:
	ОКПО:
	ОКОНХ:
	СОАТО:

5	Balance sheet
	Категории	тыс. сум.
	ASSETS
	1. Cash and other payment documents	75806807.00	93855790.00
	2. Due from Central Bank of Uzbekistan	217885573.00	286655927.00
	3. Due from other banks	17158565.00	264825079.00
	4. Trade accounts
	a. Securities
	b. Precious metals, coins, stones
	c. Less: Reserves for possible losses on purchase and sale accounts
	d. Net purchase and sale accounts
	5 а. Investments	20000000.00	20000000.00
	b. Less: Reserves for possible losses on investments
	c. Net investments	20000000.00	20000000.00
	6. Securities purchased under REPO agreement
	7. Loans and leasing transactions	1160711341.00	1743229052.44
	а. Gross loans	1012315172.97	1605870707.20
	b. Gross leasing transactions	148396168.03	137358345.24
	c. Less: Reserves for possible losses on loans and leasing transactions	715247.00	5650992.54
	d. Net loans and leasing transactions	1159996094.00	1737578059.90
	8 а. Purchased commercial notes
	b. Less: Reserves for possible losses on purchased commercial notes
	c. Net purchased commercial papers
	9. Liabilities of customers on financial instruments
	10. Net fixed assets	116695733.00	123087976.00
	11. Due accrued interest	19315441.00	41472297.00
	12. Other owned property of the bank
	а. Investments in real estate
	b. Other assets acquired during credit settlements
	c. Less: Reserves for possible losses on other own property of the bank
	d. Net other owned property of the bank
	13. Other assets	48743319.00	100475996.00
	14. Total assets	1662916641.00	2649095155.00
	LIABILITIES AND EQUITY
	LIABILITIES
	15. Demand deposits	233115326.00	488927736.00
	16.Savings deposits
	17. Term deposits	926236730.00	1235749713.00
	18. Due to Central Bank of Uzbekistan	576222.00	16482457.00
	19. Due to other banks	25057132.00	405000000.00
	20. Securities sold under REPO agreement
	21. Due loans and leasing operations
	22. Subordinated debt obligations
	23. Due accrued interests	11754212.00	16191083.00
	24. Other liabilities	6153767.00	9539975.00
	25. Total liabilities	1202893389.00	2171890964.00
	EQUITY
	26. Authorized capital	500000000.00	500000000.00
	а. Ordinary shares	500000000.00	500000000.00
	b. Privileged stocks
	27. Additional paid-in capital
	28. Reserve capital
	а. Reserve fund for general purposes
	а.1.out of which:, reserves created on standard assets
	b. Reserve for devaluation
	c. Other reserves and funds
	29. Retained profit	-39976748.00	-22795809.00
	30. Total equity	460023252.00	477204191.00
	31. Total liabilities and equity	1662916641.00	2649095155.00

6	Report on financial results
	Категории	тыс. сум.
	1. INTEREST INCOME
	a. Interest income in accounts at the Central Bank of Uzbekistan	341849.00
	b. Interest income in accounts at other banks	5532182.00
	c. Interest income on purchased commercial notes
	d. Interest income on investments
	e. Interest income on securities’ purchase and sale accounts
	f. Interest income on customer liabilities
	g. Interest income on customers liabilities on the outstanding acceptances of the bank
	h. Interest, discount (discounts) and contributions on credit and leasing transactions	87954626.00
	i. Interest income on purchased securities under REPO agreements
	j. Other interest income
	k. Total interest income	93828657.00
	2. INTEREST EXPENSES
	а. Interest expenses on demand deposits
	b. Interest expenses on savings deposits
	c. Interest expenses on term deposits	42984419.00
	d. Interest expenses due to the Central Bank of Uzbekistan
	e. Interest expenses due to other banks	6680792.00
	f. Total interest expenses on deposits	49665211.00
	g. Due interest expenses on loans
	h. Interest expenses on sold securities under REPO agreements
	i. Other interest expenses	556181.00
	j. Total interest expenses on liabilities
	k. Total interest expenses	50221392.00
	3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING
	а. Less: Estimation of possible losses on loans and leasing	10805389.00
	b. Net interest income after estimation of possible losses on loans and leasing	31264475.00
	4. NON-INTEREST INCOME
	a. Income on commission and fees for services	7799081.00
	b. Profit in foreign currency	29606579.00
	c. Profit on commercial operations
	d. Profit and dividends on investments
	e. Other non-interest income	5830326.00
	f. Total non-interest income	43235986.00
	5. NON-INTEREST EXPENSES
	а. Expenses on commission and fees for service	6916142.00
	b. Losses in foreign currency	15452963.00
	c. Losses on purchase and sale accounts
	d. Losses from investments
	e. Other non-interest expenses	743.00
	f. Total non-interest expenses	22369848.00
	6. NET INCOME BEFORE OPERATING EXPENSES	52130613.00
	7. OPERATING EXPENSES
	а. Salaries and other expenses for employees	22518559.00
	b. Lease and maintenance	4115661.00
	c. Assignment and transportation expenses	154045.00
	d. Administrative expenses	1674591.00
	e. Representation and charity	1468268.00
	f. Depreciation	3813632.00
	g. Insurance, taxes and other expenses	735723.00
	h. Total operating expenses	34480479.00
	8. ESTIMATION OF NON-LOAN LOSSES
	9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS	17650134.00
	а. Estimation of income tax	469196.00
	10. INCOME BEFORE AMENDMENTS	17180938.00
	а. Net unexpected income or loss
	b. Other net adjustments to profit
	11. NET PROFIT (LOSS)	17180938.00

7	Responsible persons
	Full name of the Executive body’s Head:	Пулатов О.О.
	Full name of the chief accountant:	Тошпулатхужаев Ж.О.
	Full name of authorized person, who published information on the website:	Эргашев О.Р.

Issuer is responsibe for the accuracy and completeness of information published on the portal by him

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