АКЦИОНЕРНОЕ ОБЩЕСТВО "AVO BANK"

КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ТРЕТЬЕГО КВАРТАЛА 2024 ГОДА

Дата раскрытия: 28.10.2024

Дата опубликования модератором*: 30.10.2024

1	NAME OF THE ISSUER:
	Full	Акционерное общество "AVO bank"
	Short:	АО "AVO bank"
	Name of stock exchange ticker:	No
2	CORPORATE NEWS
	Location:	Республика Узбекистан, город Ташкент
	Postal address:	100060, Республика Узбекистан, город Ташкент, Мирабадский район, улица Нукус, дом 29А
	E-mail address:	info@avo.uz
	Official Website:	avo.uz
3	БАНКОВСКИЕ РЕКВИЗИТЫ
	Наименование обслуживающего банка:	АО «AVO bank»
	Current account:	1030 1000 1000 0115 0001
	MFI:	01150
4	РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА
	присвоенные регистрирующим органом:	16/1
	присвоенные органом государственной налоговой службы (ИНН):	207257279
	присвоенные органами государственной статистики
	КФС:
	ОКПО:	27230030
	ОКОНХ:	64190
	СОАТО:	1726273

5	Balance sheet
	Категории	тыс. сум.
	1. Cash and other payment documents		13618159.00
	2. Due from Central Bank of Uzbekistan	118681178.21	62237427.57
	3. Due from other banks	7426512.64	25430460.18
	4. Trade accounts		118737512.15
	a. Securities		118737512.15
	b. Precious metals, coins, stones
	c. Less: Reserves for possible losses on purchase and sale accounts
	d. Net purchase and sale accounts
	5 а. Investments
	b. Less: Reserves for possible losses on investments
	c. Net investments
	6. Securities purchased under REPO agreement
	7. Loans and leasing transactions	6906015.51	179808448.36
	а. Gross loans	6942994.68	212061670.18
	b. Gross leasing transactions
	c. Less: Reserves for possible losses on loans and leasing transactions
	d. Net loans and leasing transactions
	8 а. Purchased commercial notes
	b. Less: Reserves for possible losses on purchased commercial notes
	c. Net purchased commercial papers
	9. Liabilities of customers on financial instruments
	10. Net fixed assets	17031190.97	40656127.59
	11. Due accrued interest	320686.48	10921257.70
	12. Other owned property of the bank
	а. Investments in real estate
	b. Other assets acquired during credit settlements	27330998.66	19216631.31
	c. Less: Reserves for possible losses on other own property of the bank	-9908291.31	19216631.31
	d. Net other owned property of the bank
	13. Other assets	9287367.61	34056857.32
	14. Total assets	177075658.77	485466249.88
	15. Demand deposits	36106.49	12931.20
	16.Savings deposits
	17. Term deposits	7403262.00	13986962.00
	18. Due to Central Bank of Uzbekistan		3520667.99
	19. Due to other banks		5300823.16
	20. Securities sold under REPO agreement		9771011.74
	21. Due loans and leasing operations
	22. Subordinated debt obligations
	23. Due accrued interests	106059.38	582614.44
	24. Other liabilities	16063708.92	6521425.76
	25. Total liabilities	23609136.79	39696436.28
	26. Authorized capital	205151530.62	580891530.62
	а. Ordinary shares	205151530.62	580891530.62
	b. Privileged stocks
	27. Additional paid-in capital	2383607.33	2383607.33
	28. Reserve capital	5598204.58	5584690.24
	а. Reserve fund for general purposes	5571123.51	5571123.51
	а.1.out of which:, reserves created on standard assets		6961600.35
	b. Reserve for devaluation
	c. Other reserves and funds	27081.08	13566.73
	29. Retained profit	-59666820.55	-143090014.60
	30. Total equity	153466521.99	445769813.59
	31. Total liabilities and equity	177075658.77	485466249.88

6	Report on financial results
	Категории	тыс. сум.
	a. Interest income in accounts at the Central Bank of Uzbekistan	13345618.22
	b. Interest income in accounts at other banks	101969.86
	c. Interest income on purchased commercial notes
	d. Interest income on investments
	e. Interest income on securities’ purchase and sale accounts	9597388.79
	f. Interest income on customer liabilities
	g. Interest income on customers liabilities on the outstanding acceptances of the bank
	h. Interest, discount (discounts) and contributions on credit and leasing transactions	30454577.89
	i. Interest income on purchased securities under REPO agreements
	j. Other interest income	145854.36
	k. Total interest income	53645409.12
	а. Interest expenses on demand deposits
	b. Interest expenses on savings deposits
	c. Interest expenses on term deposits	469049.05
	d. Interest expenses due to the Central Bank of Uzbekistan
	e. Interest expenses due to other banks	0.62
	f. Total interest expenses on deposits	469049.67
	g. Due interest expenses on loans
	h. Interest expenses on sold securities under REPO agreements
	i. Other interest expenses	386924.95
	j. Total interest expenses on liabilities
	k. Total interest expenses	855974.62
	3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING	52789434.50
	а. Less: Estimation of possible losses on loans and leasing	52128042.90
	b. Net interest income after estimation of possible losses on loans and leasing	661391.60
	a. Income on commission and fees for services	28404541.86
	b. Profit in foreign currency	408629.51
	c. Profit on commercial operations
	d. Profit and dividends on investments	906.85
	e. Other non-interest income	16211709.72
	f. Total non-interest income	45025787.94
	а. Expenses on commission and fees for service	49889138.43
	b. Losses in foreign currency	326783.76
	c. Losses on purchase and sale accounts
	d. Losses from investments	542443.20
	e. Other non-interest expenses	8515376.25
	f. Total non-interest expenses	59273741.65
	6. NET INCOME BEFORE OPERATING EXPENSES	-13586562.11
	а. Salaries and other expenses for employees	24589379.17
	b. Lease and maintenance	8325705.05
	c. Assignment and transportation expenses	612156.04
	d. Administrative expenses	27197786.86
	e. Representation and charity	894687.93
	f. Depreciation	3523074.92
	g. Insurance, taxes and other expenses	4707356.30
	h. Total operating expenses	69850146.28
	8. ESTIMATION OF NON-LOAN LOSSES
	9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS	-83436708.39
	а. Estimation of income tax
	10. INCOME BEFORE AMENDMENTS	-83436708.39
	а. Net unexpected income or loss
	b. Other net adjustments to profit
	11. NET PROFIT (LOSS)	-83436708.39

7	Responsible persons
	Full name of the Executive body’s Head:	Попов Артем Анатольевич
	Full name of the chief accountant:	Скуйбида Елена Евгеньевна
	Full name of authorized person, who published information on the website:	Ермакова Ольга Сергеевна

Issuer is responsibe for the accuracy and completeness of information published on the portal by him

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