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Uzbekistan, Tashkent. Istiklal str. 29, 100017
КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ПЕРВОГО ПОЛУГОДИЯ 2024 ГОДА
Дата раскрытия: 01.08.2024
Дата опубликования модератором*: 02.08.2024
| 1 | NAME OF THE ISSUER: | ||
| Full | "Mikrokreditbank" aksiyadorlik-tijorat banki | ||
| Short: | "Mikrokreditbank" ATB | ||
| Name of stock exchange ticker: | MCBA, MCBAP | ||
| 2 | CORPORATE NEWS | ||
| Location: | 100047, Тошкент шаҳри, Амир Темур шох кўчаси, 4-уй | ||
| Postal address: | 100047, Тошкент шаҳри, Амир Темур шох кўчаси, 4-уй | ||
| E-mail address: | info@mikrokreditbank.uz | ||
| Official Website: | www.mikrokreditbank.uz | ||
| 3 | БАНКОВСКИЕ РЕКВИЗИТЫ | ||
| Наименование обслуживающего банка: | АКБ “Микрокредитбанк” | ||
| Current account: | 29802000500000433050 | ||
| MFI: | 433 | ||
| 4 | РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА | ||
| присвоенные регистрирующим органом: | 37 | ||
| присвоенные органом государственной налоговой службы (ИНН): | 200547792 | ||
| присвоенные органами государственной статистики | |||
| КФС: | 144 | ||
| ОКПО: | 15142540 | ||
| ОКОНХ: | 96120 | ||
| СОАТО: | 1726294 | ||
| 5 | Balance sheet | ||
| Категории | тыс. сум. | ||
| ASSETS | |||
| 1. Cash and other payment documents | 563773790.00 | 647129984.00 | |
| 2. Due from Central Bank of Uzbekistan | 415183109.00 | 267125919.00 | |
| 3. Due from other banks | 779387828.00 | 661015599.00 | |
| 4. Trade accounts | 175.00 | 26558406.00 | |
| a. Securities | 27000000.00 | ||
| b. Precious metals, coins, stones | 175.00 | 175.00 | |
| c. Less: Reserves for possible losses on purchase and sale accounts | -441769.00 | ||
| d. Net purchase and sale accounts | |||
| 5 а. Investments | 107220.00 | 10107220.00 | |
| b. Less: Reserves for possible losses on investments | |||
| c. Net investments | 107220.00 | 107220.00 | |
| 6. Securities purchased under REPO agreement | 10000000.00 | ||
| 7. Loans and leasing transactions | 14093601301.00 | 15399145247.00 | |
| а. Gross loans | 14145695630.33 | 15378249835.00 | |
| b. Gross leasing transactions | 35385135.68 | 30927994.00 | |
| c. Less: Reserves for possible losses on loans and leasing transactions | 87479465.00 | 10032582.00 | |
| d. Net loans and leasing transactions | 14093601301.00 | 15399145247.00 | |
| 8 а. Purchased commercial notes | |||
| b. Less: Reserves for possible losses on purchased commercial notes | |||
| c. Net purchased commercial papers | |||
| 9. Liabilities of customers on financial instruments | |||
| 10. Net fixed assets | 924990934.00 | 961563221.00 | |
| 11. Due accrued interest | 1331893513.00 | 1469691696.00 | |
| 12. Other owned property of the bank | 251752117.00 | 376300792.00 | |
| а. Investments in real estate | 11857890.00 | 20859892.00 | |
| b. Other assets acquired during credit settlements | |||
| c. Less: Reserves for possible losses on other own property of the bank | |||
| d. Net other owned property of the bank | |||
| 13. Other assets | 514224381.00 | 485765658.00 | |
| 14. Total assets | 18886772258.00 | 20304403742.00 | |
| LIABILITIES AND EQUITY | |||
| LIABILITIES | |||
| 15. Demand deposits | 717201680.98 | 776086108.00 | |
| 16.Savings deposits | 5600214.17 | 4322443.00 | |
| 17. Term deposits | 5298624837.24 | 5731484777.00 | |
| 18. Due to Central Bank of Uzbekistan | 215577.94 | 212312.00 | |
| 19. Due to other banks | 1584884165.88 | 1907349307.00 | |
| 20. Securities sold under REPO agreement | |||
| 21. Due loans and leasing operations | 6770787118.45 | 5880018981.00 | |
| 22. Subordinated debt obligations | 50000000.00 | 50000000.00 | |
| 23. Due accrued interests | 184753454.31 | 117717738.00 | |
| 24. Other liabilities | 334721335.03 | 1900688071.00 | |
| 25. Total liabilities | 14946788384.00 | 16367879737.00 | |
| EQUITY | |||
| 26. Authorized capital | 3795927089.66 | 3795323565.00 | |
| а. Ordinary shares | 3795782909.66 | 3795179385.00 | |
| b. Privileged stocks | 144180.00 | 144180.00 | |
| 27. Additional paid-in capital | |||
| 28. Reserve capital | 32267014.12 | 31840708.00 | |
| а. Reserve fund for general purposes | 26089506.36 | 31840708.00 | |
| а.1.out of which:, reserves created on standard assets | 125573475.19 | 125375475.00 | |
| b. Reserve for devaluation | 6177507.76 | ||
| c. Other reserves and funds | |||
| 29. Retained profit | 111789770.00 | 109359733.00 | |
| 30. Total equity | 3939983873.78 | 3936524006.00 | |
| 31. Total liabilities and equity | 18886772258.00 | 20304403742.00 | |
| 6 | Report on financial results | ||
| Категории | тыс. сум. | ||
| 1. INTEREST INCOME | |||
| a. Interest income in accounts at the Central Bank of Uzbekistan | 14358356.00 | ||
| b. Interest income in accounts at other banks | 17901823.00 | ||
| c. Interest income on purchased commercial notes | |||
| d. Interest income on investments | |||
| e. Interest income on securities’ purchase and sale accounts | 1518057.00 | ||
| f. Interest income on customer liabilities | |||
| g. Interest income on customers liabilities on the outstanding acceptances of the bank | |||
| h. Interest, discount (discounts) and contributions on credit and leasing transactions | 1278181221.00 | ||
| i. Interest income on purchased securities under REPO agreements | |||
| j. Other interest income | 631349292.00 | ||
| k. Total interest income | 1943308749.00 | ||
| 2. INTEREST EXPENSES | |||
| а. Interest expenses on demand deposits | 21473636.00 | ||
| b. Interest expenses on savings deposits | 399231.14 | ||
| c. Interest expenses on term deposits | 536537474.86 | ||
| d. Interest expenses due to the Central Bank of Uzbekistan | |||
| e. Interest expenses due to other banks | 104106728.00 | ||
| f. Total interest expenses on deposits | 662517070.00 | ||
| g. Due interest expenses on loans | 312130575.00 | ||
| h. Interest expenses on sold securities under REPO agreements | |||
| i. Other interest expenses | 525342552.00 | ||
| j. Total interest expenses on liabilities | 837473127.00 | ||
| k. Total interest expenses | 1499990197.00 | ||
| 3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING | 443318552.00 | ||
| а. Less: Estimation of possible losses on loans and leasing | 340311520.00 | ||
| b. Net interest income after estimation of possible losses on loans and leasing | 103007032.00 | ||
| 4. NON-INTEREST INCOME | |||
| a. Income on commission and fees for services | 120248147.00 | ||
| b. Profit in foreign currency | 313659211.00 | ||
| c. Profit on commercial operations | |||
| d. Profit and dividends on investments | 336821.00 | ||
| e. Other non-interest income | 301049345.00 | ||
| f. Total non-interest income | 735293524.00 | ||
| 5. NON-INTEREST EXPENSES | |||
| а. Expenses on commission and fees for service | 64371245.00 | ||
| b. Losses in foreign currency | 302592170.00 | ||
| c. Losses on purchase and sale accounts | |||
| d. Losses from investments | |||
| e. Other non-interest expenses | 6611310.00 | ||
| f. Total non-interest expenses | 373574725.00 | ||
| 6. NET INCOME BEFORE OPERATING EXPENSES | 464725831.00 | ||
| 7. OPERATING EXPENSES | |||
| а. Salaries and other expenses for employees | 265704319.00 | ||
| b. Lease and maintenance | 56730830.00 | ||
| c. Assignment and transportation expenses | 5343124.00 | ||
| d. Administrative expenses | 11618924.00 | ||
| e. Representation and charity | 17256535.00 | ||
| f. Depreciation | 47674944.00 | ||
| g. Insurance, taxes and other expenses | 43501164.00 | ||
| h. Total operating expenses | 447829840.00 | ||
| 8. ESTIMATION OF NON-LOAN LOSSES | |||
| 9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS | 16895991.00 | ||
| а. Estimation of income tax | 13376480.00 | ||
| 10. INCOME BEFORE AMENDMENTS | 3519511.00 | ||
| а. Net unexpected income or loss | |||
| b. Other net adjustments to profit | |||
| 11. NET PROFIT (LOSS) | 3519511.00 | ||
| 7 | Responsible persons | |
| Full name of the Executive body’s Head: | I.Jumaniyazov | |
| Full name of the chief accountant: | J.Sagdulaev | |
| Full name of authorized person, who published information on the website: | S.Axmedov | |
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