АКЦИОНЕРНОЕ ОБЩЕСТВО "AVO BANK"

КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ЧЕТВЕРТОГО КВАРТАЛА 2022 ГОДА

Дата раскрытия: 13.01.2022

Дата опубликования модератором*: 14.01.2022

1	NAME OF THE ISSUER:
	Full	Акционерное общество "AVO bank"
	Short:	АО "AVO bank"
	Name of stock exchange ticker:	No
2	CORPORATE NEWS
	Location:	Республика Узбекистан, город Ташкент
	Postal address:	100031, Республика Узбекистан, город Ташкент, Мирабадский район, улица Афросиаб, дом 14/2
	E-mail address:	info@avo.uz
	Official Website:	avo.uz
3	БАНКОВСКИЕ РЕКВИЗИТЫ
	Наименование обслуживающего банка:	АО «AVO bank»
	Current account:	1030 1000 1000 0115 0001
	MFI:	01150
4	РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА
	присвоенные регистрирующим органом:	16/1
	присвоенные органом государственной налоговой службы (ИНН):	207257279
	присвоенные органами государственной статистики
	КФС:
	ОКПО:	27230030
	ОКОНХ:	96190
	СОАТО:	1726266

5	Balance sheet
	Категории	тыс. сум.
	ASSETS
	1. Cash and other payment documents	4013347.00
	2. Due from Central Bank of Uzbekistan	8097311.00
	3. Due from other banks	5127118.00
	4. Trade accounts
	a. Securities	3967071.00
	b. Precious metals, coins, stones
	c. Less: Reserves for possible losses on purchase and sale accounts
	d. Net purchase and sale accounts
	5 а. Investments
	b. Less: Reserves for possible losses on investments
	c. Net investments
	6. Securities purchased under REPO agreement
	7. Loans and leasing transactions	30080816.00
	а. Gross loans	20915282.00
	b. Gross leasing transactions
	c. Less: Reserves for possible losses on loans and leasing transactions	9165534.00
	d. Net loans and leasing transactions
	8 а. Purchased commercial notes
	b. Less: Reserves for possible losses on purchased commercial notes
	c. Net purchased commercial papers
	9. Liabilities of customers on financial instruments
	10. Net fixed assets	2199372.00
	11. Due accrued interest	3711938.00
	12. Other owned property of the bank	20742628.00
	а. Investments in real estate
	b. Other assets acquired during credit settlements
	c. Less: Reserves for possible losses on other own property of the bank	1485000.00
	d. Net other owned property of the bank
	13. Other assets	601385.00
	14. Total assets	69375454.00
	LIABILITIES AND EQUITY
	LIABILITIES
	15. Demand deposits	880787.00
	16.Savings deposits
	17. Term deposits	566259.00
	18. Due to Central Bank of Uzbekistan
	19. Due to other banks	716995.00
	20. Securities sold under REPO agreement
	21. Due loans and leasing operations
	22. Subordinated debt obligations
	23. Due accrued interests	436.00
	24. Other liabilities	670019.00
	25. Total liabilities	2834496.00
	EQUITY
	26. Authorized capital	70937581.00
	а. Ordinary shares	70937581.00
	b. Privileged stocks
	27. Additional paid-in capital	2383607.00
	28. Reserve capital
	а. Reserve fund for general purposes	5571124.00
	а.1.out of which:, reserves created on standard assets	1081064.00
	b. Reserve for devaluation
	c. Other reserves and funds	95591.00
	29. Retained profit	-16748367.00
	30. Total equity	66540958.00
	31. Total liabilities and equity	66540958.00

6	Report on financial results
	Категории	тыс. сум.
	1. INTEREST INCOME
	a. Interest income in accounts at the Central Bank of Uzbekistan
	b. Interest income in accounts at other banks	435233.00
	c. Interest income on purchased commercial notes
	d. Interest income on investments
	e. Interest income on securities’ purchase and sale accounts	249164.00
	f. Interest income on customer liabilities
	g. Interest income on customers liabilities on the outstanding acceptances of the bank
	h. Interest, discount (discounts) and contributions on credit and leasing transactions	10201015.00
	i. Interest income on purchased securities under REPO agreements
	j. Other interest income	23164.00
	k. Total interest income
	2. INTEREST EXPENSES
	а. Interest expenses on demand deposits
	b. Interest expenses on savings deposits
	c. Interest expenses on term deposits	898119.00
	d. Interest expenses due to the Central Bank of Uzbekistan
	e. Interest expenses due to other banks	107102.00
	f. Total interest expenses on deposits
	g. Due interest expenses on loans
	h. Interest expenses on sold securities under REPO agreements
	i. Other interest expenses
	j. Total interest expenses on liabilities
	k. Total interest expenses	1005221.00
	3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING	9903355.00
	а. Less: Estimation of possible losses on loans and leasing	28667437.00
	b. Net interest income after estimation of possible losses on loans and leasing	-22818163.00
	4. NON-INTEREST INCOME
	a. Income on commission and fees for services	1399217.00
	b. Profit in foreign currency	814534.00
	c. Profit on commercial operations
	d. Profit and dividends on investments
	e. Other non-interest income	15580323.00
	f. Total non-interest income
	5. NON-INTEREST EXPENSES
	а. Expenses on commission and fees for service	480878.00
	b. Losses in foreign currency	588153.00
	c. Losses on purchase and sale accounts
	d. Losses from investments
	e. Other non-interest expenses	587541.00
	f. Total non-interest expenses
	6. NET INCOME BEFORE OPERATING EXPENSES	-6680661.00
	7. OPERATING EXPENSES
	а. Salaries and other expenses for employees	4915934.00
	b. Lease and maintenance	2372472.00
	c. Assignment and transportation expenses	135560.00
	d. Administrative expenses	156925.00
	e. Representation and charity	990387.00
	f. Depreciation	970820.00
	g. Insurance, taxes and other expenses	309468.00
	h. Total operating expenses	10067706.00
	8. ESTIMATION OF NON-LOAN LOSSES
	9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS	-16748367.00
	а. Estimation of income tax
	10. INCOME BEFORE AMENDMENTS
	а. Net unexpected income or loss
	b. Other net adjustments to profit
	11. NET PROFIT (LOSS)	-16748367.00

7	Responsible persons
	Full name of the Executive body’s Head:	Алимов Н.Р.
	Full name of the chief accountant:	Косимов Б.Б.
	Full name of authorized person, who published information on the website:	Наджимудинова З.А.

Issuer is responsibe for the accuracy and completeness of information published on the portal by him

942

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