“GARANT BANK” AKSIYADORLIK JAMIYATI

КВАРТАЛЬНЫЙ ОТЧЕТ ЭМИТЕНТА ПО ИТОГАМ ТРЕТЬЕГО КВАРТАЛА 2021 ГОДА

Дата раскрытия: 29.10.2021

Дата опубликования модератором*: 29.10.2021

1	NAME OF THE ISSUER:
	Full	“Garant bank” aksiyadorlik jamiyati
	Short:	“Garant bank” AJ
	Name of stock exchange ticker:	GRBK, GRBKP
2	CORPORATE NEWS
	Location:	г. Ташкент, Мирабадский район, ул. Саид Барака, 78
	Postal address:	г. Ташкент, Мирабадский район, ул. Саид Барака, 78
	E-mail address:	info@garantbank.uz
	Official Website:	www.garantbank.uz
3	БАНКОВСКИЕ РЕКВИЗИТЫ
	Наименование обслуживающего банка:	Центральный банк Республики Узбекистан
	Current account:	10301000500009008001
	MFI:	14
4	РЕГИСТРАЦИОННЫЕ И ИДЕНТИФИКАЦИОННЫЕ НОМЕРА
	присвоенные регистрирующим органом:
	присвоенные органом государственной налоговой службы (ИНН):	201053901
	присвоенные органами государственной статистики
	КФС:	161
	ОКПО:	15778550
	ОКОНХ:	96120
	СОАТО:	1726273

5	Balance sheet
	Категории	тыс. сум.
	ASSETS
	1. Cash and other payment documents		112222383.00
	2. Due from Central Bank of Uzbekistan		22527738.00
	3. Due from other banks		47836933.00
	4. Trade accounts
	a. Securities
	b. Precious metals, coins, stones		696.00
	c. Less: Reserves for possible losses on purchase and sale accounts
	d. Net purchase and sale accounts
	5 а. Investments		15107220.00
	b. Less: Reserves for possible losses on investments
	c. Net investments
	6. Securities purchased under REPO agreement
	7. Loans and leasing transactions		776924957.00
	а. Gross loans
	b. Gross leasing transactions		805388383.00
	c. Less: Reserves for possible losses on loans and leasing transactions		28463426.00
	d. Net loans and leasing transactions
	8 а. Purchased commercial notes
	b. Less: Reserves for possible losses on purchased commercial notes
	c. Net purchased commercial papers
	9. Liabilities of customers on financial instruments
	10. Net fixed assets		91228369.00
	11. Due accrued interest		44906762.00
	12. Other owned property of the bank		35813.00
	а. Investments in real estate
	b. Other assets acquired during credit settlements		17716291.00
	c. Less: Reserves for possible losses on other own property of the bank
	d. Net other owned property of the bank
	13. Other assets
	14. Total assets
	LIABILITIES AND EQUITY
	LIABILITIES
	15. Demand deposits		201268315.00
	16.Savings deposits
	17. Term deposits		471032993.00
	18. Due to Central Bank of Uzbekistan
	19. Due to other banks		88108945.00
	20. Securities sold under REPO agreement
	21. Due loans and leasing operations		107776941.00
	22. Subordinated debt obligations		78423947.00
	23. Due accrued interests		3112357.00
	24. Other liabilities		24216783.00
	25. Total liabilities		977116885.00
	EQUITY
	26. Authorized capital
	а. Ordinary shares		129700000.00
	b. Privileged stocks		300000.00
	27. Additional paid-in capital		178717.00
	28. Reserve capital
	а. Reserve fund for general purposes		18407674.00
	а.1.out of which:, reserves created on standard assets		4858887.00
	b. Reserve for devaluation
	c. Other reserves and funds		10136709.00
	29. Retained profit		10136709.00
	30. Total equity		166195964.00
	31. Total liabilities and equity		1143312849.00

6	Report on financial results
	Категории	тыс. сум.
	1. INTEREST INCOME
	a. Interest income in accounts at the Central Bank of Uzbekistan
	b. Interest income in accounts at other banks
	c. Interest income on purchased commercial notes
	d. Interest income on investments
	e. Interest income on securities’ purchase and sale accounts
	f. Interest income on customer liabilities
	g. Interest income on customers liabilities on the outstanding acceptances of the bank
	h. Interest, discount (discounts) and contributions on credit and leasing transactions	114033515.00
	i. Interest income on purchased securities under REPO agreements
	j. Other interest income	59147840.00
	k. Total interest income	173748095.00
	2. INTEREST EXPENSES
	а. Interest expenses on demand deposits	319814.00
	b. Interest expenses on savings deposits
	c. Interest expenses on term deposits	51447649.00
	d. Interest expenses due to the Central Bank of Uzbekistan
	e. Interest expenses due to other banks	9592644.00
	f. Total interest expenses on deposits
	g. Due interest expenses on loans	1862709.00
	h. Interest expenses on sold securities under REPO agreements
	i. Other interest expenses	65752093.00
	j. Total interest expenses on liabilities	67614802.00
	k. Total interest expenses	128974909.00
	3. NET INTEREST INCOME BEFORE ESTIMATION OF POSSIBLE LOSSES ON CREDITS AND LEASING	44773186.00
	а. Less: Estimation of possible losses on loans and leasing	26632692.00
	b. Net interest income after estimation of possible losses on loans and leasing	18140494.00
	4. NON-INTEREST INCOME
	a. Income on commission and fees for services	41463774.00
	b. Profit in foreign currency	4382990.00
	c. Profit on commercial operations
	d. Profit and dividends on investments	156045.00
	e. Other non-interest income	4259518.00
	f. Total non-interest income	50262327.00
	5. NON-INTEREST EXPENSES
	а. Expenses on commission and fees for service	6891548.00
	b. Losses in foreign currency	703155.00
	c. Losses on purchase and sale accounts
	d. Losses from investments
	e. Other non-interest expenses	10021.00
	f. Total non-interest expenses	7604724.00
	6. NET INCOME BEFORE OPERATING EXPENSES	60798097.00
	7. OPERATING EXPENSES
	а. Salaries and other expenses for employees	38395707.00
	b. Lease and maintenance	12999813.00
	c. Assignment and transportation expenses	1031974.00
	d. Administrative expenses	4351131.00
	e. Representation and charity	732328.00
	f. Depreciation	8337238.00
	g. Insurance, taxes and other expenses	3520400.00
	h. Total operating expenses	69368591.00
	8. ESTIMATION OF NON-LOAN LOSSES
	9. NET PROFIT BEFORE TAXES AND OTHER AMENDMENTS	-8570494.00
	а. Estimation of income tax	2313414.00
	10. INCOME BEFORE AMENDMENTS	-10883908.00
	а. Net unexpected income or loss
	b. Other net adjustments to profit
	11. NET PROFIT (LOSS)	-10883908.00

7	Responsible persons
	Full name of the Executive body’s Head:	Мансуров Суръат Марифович
	Full name of the chief accountant:	Алимов Элмурод Зайниддинович
	Full name of authorized person, who published information on the website:	Кудратов Ботир Исроилович

Issuer is responsibe for the accuracy and completeness of information published on the portal by him

1423

* Дата размещения информации на ЕПКИ после исправления недостоверных сведений (ошибок)

Number of issuers by year

Top 4 essential facts type

General Statistics

	JSC	LLC
Total issuers
Total disclosures
Essential facts
Prospectuses
Quarterly reports
Annual reports
Charters